Clackamas County property record for 411 Madison St, Oregon City, OR 97045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1900 |
| Lot Size | 0.163 acres (7,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2016) |
| Tax Bill | $3,837 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22E31AD13200 |
| Primary APN | 22E31AD13200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,102 sqft (0.163 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00575540 |
|---|---|
| Street Address | 411 MADISON ST |
| City | OREGON CITY |
| State | OR |
| Zip | 97045-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 2 OREGON CITY LT 3 BLK 109 VAC ALLEY |
| Legal Range | 2E |
| Legal Township | 2S |
| Legal Section | 31 |
| Legal Subdivision | OREGON CITY |
| Legal Block | 109 |
| Legal Lot Number | 3 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 22400 |
411 Madison St is owned and occupied by two individuals who bought it in August 2016.
Source: Clackamas County records, as of May 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 MADISON ST, OREGON CITY, OR 97045-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on File |
| Deed Sale | Aug 16, 2016 · Amount on File |
| Prior Sale | Jan 19, 2005 · Amount on File |
| Deed Document Number | 201655387 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 0000005557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Apr 27, 2026 |
| Property Address | 411 MADISON ST, OREGON CITY, OR 97045-2317 |
| Document Number | 0000017320 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 MADISON ST, OREGON CITY, OR 97045-2317 |
| Document Number | 0000017320, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202617320 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 411 MADISON ST, OREGON CITY, OR 97045-2317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023033 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 2021-023033 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 411 Madison St was $3,837.
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Oregon City |
| Unified School District | Oregon City School District 62 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,837.00 | $191,539 | $515,341 Land $178,861 Building $336,480 |
| 2023 | $3,395.00 | $180,545 | $494,103 Land $176,713 Building $317,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Madison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 411 Madison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON CITY serves 33,940 people · EPA ID OR4101511 |
|---|---|
| Water Source | Purchased surface water from SOUTH FORK WATER BOARD |
| Last State Inspection | Dec 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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