411 Madison Ave, #13, Covington, KY 41011 Property Records

Kenton County property record for 411 Madison Ave, #13, Covington, KY 41011

Property Summary

Property Type	Office Building
Details	2,960 sqft · built 1910
Lot Size	0.039 acres (1,710 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (May 2013)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-17-006.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-17-006.00`

Interior

Building Area	2,960 sqft Finished Area

Exterior

Year Built	Built 1910
Lot Area	1,710 sqft (0.039 acres)

Location & Zoning

Old Parcel Number	0542117006.00
Street Address	411 MADISON AVE # 13, 13
City	COVINGTON
State	KY
Zip	41011-1519
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	ORIGINAL PLAT OF COV LOT 271 INCLUDES 2 PARCELS EACH 23'9X 190'
Legal Subdivision	ORIGINAL PLAT OF COV
Legal Lot Number	271
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	67000

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	411 MADISON AVE, COVINGTON, KY 41011-1519
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST CO
Apr 19, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2013 · Amount on Record
Deed Sale	May 8, 2013 · Amount on Record
Prior Sale	Mar 11, 2021
Deed Document Number	0000000317
Deed Book / Page	0C5159 / 000186
Last Transfer Date	Apr 19, 2021
Transfer Doc	0005900094
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	411 MADISON AVE # 13, 13, COVINGTON, KY 41011-1519
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MADISON AVE, COVINGTON, KY 41011-1519

Mortgage

Document Number	0005900265
Date	Mar 15, 2022
Book Page	348/360
Instrument	22031505900265

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Apr 19, 2021
Property Address	411 MADISON AVE # 13, 13, COVINGTON, KY 41011-1519
Document Number	0005900094
Book / Page	85 / 109
Instrument Date	Apr 12, 2021
Instrument	21041905900094
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MADISON AVE, COVINGTON, KY 41011-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MADISON AVENUEE, COVINGTON, KY 41011-1519

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 11, 2021
Property Address	411 MADISON AVE # 13, 13, COVINGTON, KY 41011-1519
Document Number	0005900176
Book / Page	76 / 976
Instrument Date	Mar 4, 2021
Instrument	21031105900176
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MADISON AVE, COVINGTON, KY 41011-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MADISON AVE # 413, 413, COVINGTON, KY 41011-1519

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,113.00 (-0.54%)	$235,000 (-) Land $136,500 Building $98,500	$235,000 (-) Land $136,500 Building $98,500
2023	$3,130.00	$235,000 Land $136,500 Building $98,500	$235,000 Land $136,500 Building $98,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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