411 Macintosh Cir, Joppa, MD 21085 Property Records

Harford County property record for 411 Macintosh Cir, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,240 sqft · built 1997
Lot Size	0.05 acres (2,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (May 2024)
Tax Bill	$2,007 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-291734`

Property Details

APN / Parcel Number

Primary APN	`01-291734`
Alternative APNs	`1291734` `291734`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,181 sqft (0.05 acres)
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	291734
Street Address	411 MACINTOSH CIR
City	JOPPA
State	MD
Zip	21085-5400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 175 2181 SF 411 MACINTOSH CIRCLE LOHR'S ORCHARD P 84/11
Legal Subdivision	LOHRS ORCHARD 03 SEC I
Legal Lot Number	175
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2006
Census Tract	301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 MACINTOSH CIR, JOPPA, MD 21085-5400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 27, 2023	Trustee's Deed, Foreclosure
Oct 15, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	2024
Deed Book / Page	16257 / 182
Record Updated	Sep 20, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	May 10, 2024
Property Address	411 MACINTOSH CIR, JOPPA, MD 21085-5400
Document Number	0162570182
Book / Page	16257 / 182
Map Reference	MB CGH84 FO 11
Instrument Date	Apr 9, 2024
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MACINTOSH CIR, JOPPA, MD 21085-5400

Mortgage

Document Number	0162570188
Date	May 10, 2024
Instrument	16257-0188

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

October 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 27, 2023
Property Address	411 MACINTOSH CIR, JOPPA, MD 21085-5400
Document Number	0160760343
Book / Page	16076 / 343
Map Reference	MB CGH 84 FO 11
Instrument Date	Sep 13, 2023
Transaction Type	Foreclosure
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Tax	$970.49
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	411 MACINTOSH CIR, JOPPA, MD 21085-5400
Document Number	0142670195
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 MACINTOSH CIR JOPPA MD 210855400, JOPPA, MD 21085-5400

Mortgage

Document Number	0142670195
Date	Nov 17, 2020
Book Page	014267/000195

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	264 Months
Due	Nov 16, 2042

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,800 (+27.18%) Land $55,000 Building $159,800	$214,800 (+27.18%) Land $55,000 Building $159,800
2025	$2,007.00 (+10.52%)
2023		$168,900 Land $55,000 Building $113,900	$168,900 Land $55,000 Building $113,900
2022	$1,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Macintosh Cir

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