411 Lake Branch Rd, Clever, MO 65631 Property Records

Stone County property record for 411 Lake Branch Rd, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 2022
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on File
Last Sale	$1,253,100 (Jul 2023)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-000-000-003.002`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-000-000-003.002`

Interior

Building Area	1,856 sqft Living Area
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	784,080 sqft (18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 LAKE BRANCH RD
City	CLEVER
State	MO
Zip	65631-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A PER SURVEY BOOK 95, PAGE 58.
Legal Range	22
Legal Township	26
Legal Section	18
Legal Tract	A
Jurisdiction	STONE MO
Township / Civil Division	CASS
Census Block Group	1
Census Block	1047
Census Tract	90101

Owner

411 Lake Branch Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Stone County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jul 24, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Jun 9, 2022	Warranty Deed, Transfer · Line of Credit PEOPLES COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	20237764
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000

Mortgage

Document Number	202600002095
Date	Feb 23, 2026
Instrument	202600002095

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jul 24, 2023
Property Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000
Document Number	202300007764
Instrument Date	Jul 19, 2023
Instrument	202300007764
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000

Mortgage

Document Number	202300007766
Date	Jul 24, 2023
Instrument	202300007766

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Jun 9, 2022
Property Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000
Document Number	202200008996
Instrument Date	Jun 9, 2022
Instrument	202200008996
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 LAKE BRANCH RD, CLEVER, MO 65631-6000

Mortgage

Document Number	202200008997
Date	Jun 9, 2022
Instrument	202200008997

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 411 Lake Branch Rd was $3,456.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00	$63,020	$341,000 Land $32,600 Building $308,400
2023	$3,458.00 (+5,139.39%)	$63,020 (+5,476.99%)	$341,000 Land $32,600 Building $308,400
2022	$66.00	$1,130
2021			$9,400 Land $1,800 Building $7,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 411 Lake Branch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Lake Branch Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Total HighSpeed Internet Solutions Fixed Wireless · Fiber in parts of the area	30 / 10

May also be available: Brightspeed, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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