411 Johnson St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 411 Johnson St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,153 sqft · built 1899
Lot Size	0.19 acres (8,184 sqft)
Owner	Individual Name on Record
Tax Bill	$3,678 (2026)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.172.1430`

Property Details

APN / Parcel Number

Primary APN	`34.172.1430`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,153 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Unfinished Basement	591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,184 sqft (0.19 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	598 sqft
Porch	Slab
Porch Area	207 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	411 JOHNSON ST
City	ALBERT LEA
State	MN
Zip	56007-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR'S PLAT NO 1 LOT 119 AUDITORS PLAT NO 1
Legal Subdivision	AUDITOR'S PLAT NO 1
Legal Lot Number	119
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4025
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 JOHNSON ST, ALBERT LEA, MN 56007-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FREEBORN MN
Recording Date	Aug 11, 2022
Property Address	411 JOHNSON ST, ALBERT LEA, MN 56007-2333
Document Number	000A556312
Instrument Date	Jul 13, 2022
Instrument	A556312
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 JOHNSON ST, ALBERT LEA, MN 56007-2333

Mortgage

Document Number	000A556313
Date	Aug 11, 2022
Instrument	A556313

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%

Mortgage

Document Number	000A556314
Date	Aug 11, 2022
Instrument	A556314

Lender

Name	FEDERAL HOUSING COMISSIONER
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	883 Months
Due	Mar 30, 2096

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Index	1-Year CMT

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	411 JOHNSON ST, ALBERT LEA, MN 56007-2333
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A543272
Date	Jul 8, 2020
Instrument	A543272

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	411 JOHNSON ST, ALBERT LEA, MN 56007-2333
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A542379
Date	May 6, 2020
Instrument	A542379

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,678.00 Homeowner's exemption	$218,700 (+14.74%) Land $21,000 Building $197,700	$218,700 (+14.74%) Land $21,000 Building $197,700
2025	$3,678.00 (+2.39%)
2023	$3,592.00 (+22.09%) Homeowner's exemption	$190,600 Land $21,000 Building $169,600	$190,600 Land $21,000 Building $169,600
2020	$2,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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