411 Isabelle St, New Bern, NC 28560 Property Records

Craven County property record for 411 Isabelle St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 ba · 886 sqft · built 2020
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-223-3-868`

Property Details

APN / Parcel Number

Primary APN	`8-223-3-868`
Alternative APN	`134315`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	886 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134315
Street Address	411 ISABELLE ST
City	NEW BERN
State	NC
Zip	28560-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 868 TYLER HOME ON THE LAKE PH XI
Legal Phase	XI
Legal Lot Number	868
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	2
Census Block	2017
Census Tract	960502

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	411 ISABELLE ST, NEW BERN, NC 28560-4145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jul 8, 2021	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Jan 7, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	10146880
Deed Book / Page	3854 / 781
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 2, 2025
Property Address	411 ISABELLE ST, NEW BERN, NC 28560-4145
Document Number	003854/781
Book / Page	3854 / 781
Map Reference	CAB I SL 135G & 135H
Instrument Date	Sep 18, 2025
Instrument	10146880
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 THAMES CHASE DR, CORPUS CHRISTI, TX 78415-4317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ISABELLE ST, NEW BERN, NC 28560-4145

Mortgage

Document Number	0003854785
Date	Oct 2, 2025
Instrument	3854/785

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 8, 2021
Property Address	411 ISABELLE ST, NEW BERN, NC 28560-4145
Document Number	003679/465
Book / Page	3679 / 465
Map Reference	CAB 1 SL 135G&135H
Instrument Date	Jul 8, 2021
Instrument	10079113
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$488.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ISABELLE ST, NEW BERN, NC 28560-4145
Investor	Possibly a Property Investor

Mortgage

Document Number	0003679467
Date	Jul 8, 2021
Instrument	3679/467

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 7, 2021
Property Address	411 ISABELLE ST, NEW BERN, NC 28560-4145
Document Number	003648/327
Book / Page	3648 / 327
Map Reference	CAB I SL 135G&135H
Instrument Date	Jan 4, 2021
Instrument	10067505
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3330 CUMBERLAND BLVD SE STE 275, 3330, ATLANTA, GA 30339-8136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 AERIAL CENTER PKWY STE 110, 110, MORRISVILLE, NC 27560-9294

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,543.00 (+1.68%)	$296,050 (-) Land $51,000 Building $245,050	$296,050 (-) Land $51,000 Building $245,050
2023	$2,501.00 (+24.49%)	$296,050 (+58.26%) Land $51,000 Building $245,050	$296,050 (+58.26%) Land $51,000 Building $245,050
2022	$2,009.00	$187,060 Land $28,000 Building $159,060
2018			$187,060 Land $28,000 Building $159,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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