Durham County property record for 411 Gary St, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1959 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Nov 2005) |
| Tax Bill | $2,510 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0831-85-1006 |
| Primary APN | 0831-85-1006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Heated Area |
| 1st Floor Area | 950 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 146 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 411 GARY ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-M |
| Legal Description | PROP-FIELDS G/SEC:02/LT#1 6 PL:000036-000008 |
| Legal Subdivision | PROP-FIELDS G |
| Legal Lot Number | 16 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1002 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 453 BIG WILLOW WAY, ROLESVILLE, NC 27571-9330 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC |
| May 13, 2020 | Quit Claim Deed, Transfer · Commercial Mortgage NORTH STATE BANK |
| May 31, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage PAUL SPREEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2005 · Amount on Record |
| Deed Sale | Nov 8, 2005 · Amount on Record |
| Deed Book / Page | 5014 / 129 |
| Last Transfer Date | May 13, 2020 |
| Transfer Doc | 0089420860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 411 GARY ST, DURHAM, NC 27703-3111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 453 BIG WILLOW WAY, ROLESVILLE, NC 27571-9330 |
| Document Number | 0104880043 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 10488/43 |
| Instrument | 2026165013 |
| Name | INVESTOR MORTGAGE FINANCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78758 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.42% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.42% |
| Max Rate At Change | 6.42% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 411 GARY ST, DURHAM, NC 27703-3111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093450138 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 9345/138 |
| Instrument | 2021027051 |
| Name | RFLF 4 LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60606 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 13, 2020 |
| Property Address | 411 GARY ST, DURHAM, NC 27703-3111 |
| Document Number | 0089420860 |
| Book / Page | 8942 / 860 |
| Map Reference | MB 36 PG 8 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020017292 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4543 BIG WILLOW WAY, 4543, ROLESVILLE, NC 27571 |
| Name | Verified Name |
|---|---|
| Address | 458 BI WILLOW WAY, ROLESVILLE, NC 27571-9329 |
| Document Number | 2020017293 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020017293 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 13, 2025 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 31, 2019 |
| Property Address | 411 GARY ST, DURHAM, NC 27703-3111 |
| Document Number | 0086690990 |
| Book / Page | 008669 / 000990 |
| Instrument Date | May 29, 2019 |
| Instrument | 18288 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 453 BIG WILLOW WAY ROLESVILLE NC 275719330, ROLESVILLE, NC 27571-9330 |
| Investor | Possibly a Property Investor |
| Document Number | 86690990 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 008669/000990 |
| Instrument | 18288 |
| Name | PAUL SPREEN |
|---|---|
| Address | 7017 HASENTREE WAY, WAKE FOREST, NC 27587-5248 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 30, 2020 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,510.00 (+2.53%) | $246,991 (-) Land $108,000 Building $138,991 | $246,991 (-) Land $108,000 Building $138,991 |
| 2025 | $2,448.00 (+112.32%) | $246,991 (+180.59%) Land $108,000 Building $138,991 | $246,991 (+180.59%) Land $108,000 Building $138,991 |
| 2023 | $1,153.00 (+2.4%) | $88,025 Land $26,955 Building $61,070 | $88,025 Land $26,955 Building $61,070 |
| 2022 | $1,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1986–2016) |
| Most Recent Claim | Jul 2016 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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