Hampden County and Ludlow Town property record for 411 Fuller St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,488 sqft · built 2002 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,811 (2026) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:010-05850 B:104B L:0 |
| Primary APN | M:010-05850 B:104B L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,488 sqft Living Area |
| Gross Area | 7,745 sqft |
| Basement Area | 1,501 sqft |
| Unfinished Basement | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 197,762 sqft (4.54 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 9566 |
|---|---|
| Street Address | 411 FULLER ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5850 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 810414 |
411 Fuller St is owned and occupied by two individuals.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 FULLER ST, LUDLOW, MA 01056-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 411 FULLER ST, LUDLOW, MA 01056-1328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23194-541 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 23194/541 |
| Instrument | 22512 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
The 2026 property tax bill for 411 Fuller St was $9,811, up 1.1% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,811.00 (+1.05%) | $612,800 (+9.51%) Land $119,000 Building $493,800 | $614,889 (-0.76%) |
| 2025 | $9,709.00 (+3.67%) | $559,600 (+8.09%) Land $109,300 Building $450,300 | $619,590 |
| 2024 | $9,365.00 (+2.68%) | $517,700 (+10.74%) Land $109,400 Building $408,300 | |
| 2023 | $9,121.00 | $467,500 Land $95,900 Building $371,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Fuller St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 411 Fuller St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: GoNetspeed.
5G (outdoors only) and 4G LTE
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