Rowan County property record for 411 Fraley Dr, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Owner | Company Name on Record |
| Last Sale | $400,000 (Apr 2023) |
| Tax Bill | $6,164 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30 00 009.00 |
| Primary APN | 045-30 00 009.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Other |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Account Number | 8084 |
|---|---|
| Street Address | 411 FRALEY DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8878 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LOT KY 32 (FORMER LEES FAMOUS RECIPE) |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950202 |
Source: Rowan County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5809 E PEA RIDGE RD, HUNTINGTON, WV 25705-2634 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK |
| Apr 27, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Sep 11, 2012 · Amount on Record |
| Deed Document Number | 2022565 |
| Deed Book / Page | D287 / 592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 411 FRALEY DR, MOREHEAD, KY 40351-8878 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00A469/526 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | A469/526 |
| Instrument | 2029545 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | HUNTINGTON, WV 25701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 18, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 27, 2023 |
| Property Address | 411 FRALEY DR, MOREHEAD, KY 40351-8878 |
| Document Number | 00D287/592 |
| Book / Page | D287 / 592 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2022565 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11262 DUTCH HOLLOW RD, CULPEPER, VA 22701-5148 |
| Name | Verified Name |
|---|---|
| Address | 5809 E PEA RIDGE RD, HUNTINGTON, WV 25705-2634 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,164.00 (+11.3%) | $736,453 (+13.3%) Land $296,153 Building $440,300 | $736,453 (+13.3%) Land $296,153 Building $440,300 |
| 2023 | $5,538.00 | $650,000 Land $200,000 Building $450,000 | $650,000 Land $200,000 Building $450,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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