411 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 411 Flag Pond Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,862 sqft · built 1976
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$360,500 (Aug 2026)
Tax Bill	$7,023 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W0869R`

Property Details

APN / Parcel Number

Primary APN	`W0869R`
Alternative APNs	`SACO M:109 L:028 U:003-000` `M:109 L:028 U:003=000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	938 sqft
Basement Area	828 sqft
Unfinished Basement	345 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	W0869R
Street Address	411 FLAG POND RD
City	SACO
State	ME
Zip	04072-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	28
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1032
Census Tract	5100

Owner

411 Flag Pond Rd is owned and occupied by two individuals who bought it in August 2026.

Source: York County and Saco City records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 FLAG POND RD, SACO, ME 04072-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
May 15, 2023	Deed of Trust, Mortgage · Line of Credit COAST LINE CREDIT UNION
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit COAST LINE CREDIT UNION
Dec 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage COAST LINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on File
Deed Sale	Aug 10, 2026 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	20262026029523
Deed Book / Page	19968 / 845
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0185040418
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 10, 2026
Property Address	411 FLAG POND RD, SACO, ME 04072-9633
Document Number	0000029523
Book / Page	19968 / 845
Instrument Date	Aug 5, 2026
Instrument	202629523
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 FLAG POND RD, SACO, ME 04072-9633

Mortgage

Date	Aug 10, 2026

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	411 FLAG POND RD, SACO, ME 04072-9633
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192380144
Date	May 15, 2023
Book Page	19238/144
Instrument	2023012765

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	411 FLAG POND RD, SACO, ME 04072-9633
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191530459
Date	Nov 15, 2022
Book Page	19153/459
Instrument	2022048332

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Dec 29, 2020
Property Address	411 FLAG POND RD, SACO, ME 04072-9633
Document Number	0185040418
Book / Page	18504 / 418
Instrument Date	Dec 10, 2020
Instrument	2020067622
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	411 FLAG POND RD, SACO, ME 04072-9633

Mortgage

Document Number	2020067623
Date	Dec 29, 2020
Instrument	2020067623

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 411 Flag Pond Rd was $7,023, up 5.3% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,023.00 (+5.26%)	$494,600 (+4.15%) Land $151,200 Building $343,400
2024	$6,672.00	$474,900 Land $151,200 Building $323,700	$530,385
2022	$4,313.00	$235,300 Land $115,100 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Flag Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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