411 Esperanza Dr, Buda, TX 78610 Property Records

Hays County property record for 411 Esperanza Dr, Buda, TX 78610

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,490 sqft · built 2018
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Tax Bill	$11,521 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R153238`

Property Details

APN / Parcel Number

Primary APN	`R153238`
Alternative APN	`11-8405-000E-01000-2`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,490 sqft Living Area
Gross Area	2,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.132 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	181 sqft

Location & Zoning

Street Address	411 ESPERANZA DR
City	BUDA
State	TX
Zip	78610-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNFIELD PHASE TWO SEC SEVEN, BLOCK E, LOT 10, ACRES 0.133 TAX CODES:RSP,SHA,MSF3,ACCD
Legal Subdivision	SUNFIELD PHASE TWO SEC SEVEN
Legal Phase	2
Legal Block	E
Legal Lot Number	10
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2017
Census Tract	10923

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12639 TRADEWIND ST, OREGON CITY, OR 97045-8303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
May 30, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ADVISA MORTGAGE SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022
Deed Sale	Aug 3, 2022
Prior Sale	May 30, 2018
Deed Document Number	22037688
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Aug 3, 2022
Property Address	411 ESPERANZA DR, BUDA, TX 78610-4414
Document Number	0000037688
Map Reference	DOC 17005670
Instrument Date	Aug 2, 2022
Instrument	22037688
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 MAJESTIC SAGE TRL, 213, SAN MARCOS, TX 78666-4392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ESPERANZA DR, BUDA, TX 78610-4414

Mortgage

Document Number	0000037689
Date	Aug 3, 2022
Instrument	22037689

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	411 ESPERANZA DR, BUDA, TX 78610-4414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005480
Date	Feb 13, 2020
Instrument	20005480

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYS TX
Recording Date	May 30, 2018
Property Address	411 ESPERANZA DR, BUDA, TX 78610-4414
Document Number	0000018916
Map Reference	DOC17032838
Instrument Date	May 29, 2018
Instrument	18018916
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15725 DALLAS PKWY STE 300, 15725, ADDISON, TX 75001-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ESPERANZA DR, BUDA, TX 78610-4414

Mortgage

Document Number	0000018917
Date	May 30, 2018
Instrument	18018917

Lender

Name	ADVISA MORTGAGE SERVICES LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$504,150 (-5.48%) Land $84,960 Building $419,190	$504,150 (-5.48%) Land $84,960 Building $419,190
2024	$11,521.00 (+21.17%)
2023		$533,400 Land $97,000 Building $436,400	$533,400 Land $97,000 Building $436,400
2022	$9,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOFORTH SUD serves 34,893 people · EPA ID TX1050019
Water Source	Purchased surface water from GBRA IH-35 TRANSMISSION MAIN
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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