Madison County and Oneida City property record for 411 Elizabeth St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,152 sqft · built 1950 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Nov 2021) |
| Tax Bill | $9,189 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2017 Sale & Mortgage |
| APN | 251201 38.25-1-11 |
| Primary APN | 251201 38.25-1-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| 1st Floor Area | 1,308 sqft |
| 2nd Floor Area | 844 sqft |
| Basement Area | 1,308 sqft |
| Finished Basement | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 169 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 660 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 ELIZABETH ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30101 |
Source: Madison County and Oneida City records · APN 251201 38.25-1-11
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 ELIZABETH ST, ONEIDA, NY 13421-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Dec 15, 2017 | Warranty Deed, Transfer · Conventional with PMI NBT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2021 · Amount on Record |
| Deed Sale | Nov 09, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2017 · Amount on Record |
| Deed Document Number | 20217793 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Nov 09, 2021 |
| Property Address | 411 ELIZABETH ST, ONEIDA, NY 13421-2408 |
| Document Number | 793 |
| Instrument Date | Nov 08, 2021 |
| Instrument | 2021-7793 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6113 TOWN ISLE RD, KIRKVILLE, NY 13082-9310 |
| Document Number | 794 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021-7794 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Dec 15, 2017 |
| Property Address | 411 ELIZABETH ST, ONEIDA, NY 13421-2408 |
| Document Number | 0000007459 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 7459 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26 CHESTNUT ST CLINTON NY 133231717, CLINTON, NY 13323-1717 |
| Document Number | 7460 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 7460 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2047 |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,189.00 (+99.72%) | $184,700 (-) Land $16,100 Building $168,600 | $260,141 (+7.04%) Land $22,676 Building $237,465 |
| 2023 | $184,700 (-) Land $16,100 Building $168,600 | $243,026 (+9.21%) Land $21,184 Building $221,842 | |
| 2022 | $4,601.00 | $184,700 Land $16,100 Building $168,600 | $222,530 Land $19,398 Building $203,132 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360530301012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 44 (1996–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 521 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY2602381, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEIDA CITY serves 11,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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