411 Elam Forest Dr, Prospect, VA 23960 Property Records

Prince Edward County property record for 411 Elam Forest Dr, Prospect, VA 23960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2002
Lot Size	5.44 acres (236,966 sqft)
Owner	Individual Name on File
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032 4 14`

Property Details

APN / Parcel Number

Primary APN	`032 4 14`
Alternative APN	`22805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,980 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Frame
Lot Area	236,966 sqft (5.44 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	22805
Street Address	411 ELAM FOREST DR
City	PROSPECT
State	VA
Zip	23960-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELAM FOREST SUB-DIV LOT 14
Legal Subdivision	ELAM FOREST SUB-DIV
Legal Lot Number	14
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	3
Census Block	3009
Census Tract	930202

Owner

411 Elam Forest Dr is owned and occupied by an individual.

Source: Prince Edward County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	411 ELAM FOREST DR, PROSPECT, VA 23960-8050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	411 ELAM FOREST DR, PROSPECT, VA 23960-8050
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002056
Date	Nov 19, 2018
Instrument	180002056

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 8, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 411 Elam Forest Dr was $1,191, up 16.3% from the year before.

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,191.00 (+16.31%)	$297,700 Land $22,700 Building $275,000	$297,700 Land $22,700 Building $275,000
2024	$1,024.00 (+6.33%)
2023	$963.00	$200,800 Land $15,900 Building $184,900	$200,800 Land $15,900 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Elam Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Elam Forest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20