St. Joseph County property record for 411 E Wheeler St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,120 sqft · built 1940 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $59,000 (Mar 2002) |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-112-045-00 |
| Primary APN | 051-112-045-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 1,002 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 411 E WHEELER ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 33 FT OF LOT 5 & W 17 FT OF N 66 FT OF LOT 6. BLK 53. BOWMAN'S ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 53 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 40100 |
Source: St. Joseph County records · APN 051-112-045-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 E WHEELER ST, THREE RIVERS, MI 49093-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2002 · Amount on Record |
| Deed Sale | Mar 22, 2002 · Amount on Record |
| Prior Sale | Jun 09, 1999 · Amount on Record |
| Deed Book / Page | 1047 / 679 |
| Last Transfer Date | Dec 25, 2016 |
| Transfer Doc | 1852/0563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 411 E WHEELER ST, THREE RIVERS, MI 49093-1445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 411 E WHEELER ST, THREE RIVERS, MI 49093-1445 |
| Document Number | 2023005045 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023005045 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,200 (+9.19%) | $116,400 (+9.19%) | |
| 2025 | $970.00 (-25.27%) Homeowner's exemption | $53,300 (+26.9%) Land $2,300 Building $51,000 | $106,600 (+26.9%) Land $4,600 Building $102,000 |
| 2023 | $42,000 Land $2,300 Building $39,700 | $84,000 Land $4,600 Building $79,400 | |
| 2022 | $1,298.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490401003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1982–2020) |
| Most Recent Claim | May 2020, river or lake flooding |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Surf Air Wireless | Fiber | 8,000 / 8,000 |
| Frontier | Fiber | 7,000 / 7,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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