Niagara County and Lockport City property record for 411 E Union St, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,274 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,638 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-1827.000 |
| Primary APN | 2-1827.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Upper Floors Area | 406 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 141 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2-1827.000 |
|---|---|
| Street Address | 411 E UNION ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | THE HOLLAND PURCHASE |
| Legal Block | 1 |
| Legal Lot Number | 79.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 23800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowertown Historic District listed 1973 · 111 contributing resources · NRIS 73001225 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Niagara County and Lockport City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 411 E UNION ST, LOCKPORT, NY 14094-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Feb 19, 2021 | Deed of Trust, Mortgage KEY BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 411 E UNION ST, LOCKPORT, NY 14094-2507 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 441 E UNION ST, LOCKPORT, NY 14094-2535 |
| Document Number | 0000003528 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-03528 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 411 E UNION ST, LOCKPORT, NY 14094-2507 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 411 E UNION ST, LOCKPORT, NY 14094-2507 |
| Document Number | 0000003527 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-03527 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 25, 2036 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,638.00 (+19.32%) Homeowner's exemption | ||
| 2025 | $3,049.00 | $137,000 (+9.6%) Land $6,100 Building $130,900 | $137,000 (+9.6%) Land $6,100 Building $130,900 |
| 2023 | $125,000 Land $6,100 Building $118,900 | $125,000 Land $6,100 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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