411 E State Rd 45 46 Byp, Bloomington, IN 47408 Property Records

Monroe County property record for 411 E State Rd 45 46 Byp, Bloomington, IN 47408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,232 sqft · built 1953
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$22,005 (Dec 2005)
Tax Bill	$3,559 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-26790-00`

Property Details

APN / Parcel Number

Primary APN	`013-26790-00`
Alternative APN	`53-05-28-200-049.000-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Basement Area	1,310 sqft
Unfinished Basement	1,310 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Terrain	High
Garage Type	Basement
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	013-26790-00
Street Address	411 E STATE ROAD 45 46 BYP
City	BLOOMINGTON
State	IN
Zip	47408-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	013-26790-00 NORTH DUNN 2-LOT MINOR 2 .39A
Legal Subdivision	NORHT DUNN 2
Legal Lot Number	MINOR
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1019
Census Tract	801

Owner

411 E State Rd 45 46 Byp is owned by a company that acquired it in January 2013.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Company Name on File
Mailing Address	EDMOND, OK 73012
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2005 · Amount on File
Deed Sale	Dec 29, 2005 · Amount on File
Deed Document Number	200525630
Last Transfer Date	Jan 15, 2013
Transfer Doc	2013001408
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	411 E STATE ROAD 45 46 BYP, BLOOMINGTON, IN 47408-1403
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023009254
Date	Aug 9, 2023
Instrument	2023009254

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	EVANSVILLE, IN 47706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 4, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 411 E State Rd 45 46 Byp was $3,559, down 3.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,559.00 (-3.5%)	$179,800 Land $27,100 Building $152,700	$179,800 Land $27,100 Building $152,700
2024	$3,688.00
2023		$177,100 (+14.18%) Land $26,100 Building $151,000	$177,100 (+14.18%) Land $26,100 Building $151,000
2022	$3,146.00	$155,100 Land $19,500 Building $135,600	$155,100 Land $19,500 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E State Rd 45 46 Byp in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 E State Rd 45 46 Byp is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Smithville Communications.

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