411 E Spring St, Whitehall, MI 49461 Property Records

Muskegon County property record for 411 E Spring St, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,775 sqft
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on Record
Last Sale$99,900 (Dec 2017)
Tax Bill$2,896 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN61-22-220-023-0001-10

Property Details

APN / Parcel Number

Primary APN61-22-220-023-0001-10
Alternative APN
  • 22220023000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,775 sqft Living Area
1st Floor Area1,100 sqft
Basement Area416 sqft
Unfinished Basement416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area9,888 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address411 E SPRING ST
CityWHITEHALL
StateMI
Zip49461-1134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 RES
Legal DescriptionW-0454 CITY OF WHITEHALL E 1/2 OF LOTS 1 & 2 BLK 23
Legal SubdivisionCITY OF WHITEHALL
Legal Block23
Legal Lot Number1-2
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group1
Census Block1040
Census Tract3702

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address411 E SPRING ST, WHITEHALL, MI 49461-1134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 27, 2017Warranty Deed, Transfer · Conventional Mortgage
THE SHELBY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2017 · Amount on Record
Deed SaleDec 27, 2017 · Amount on Record
Prior SaleMar 1, 2005 · Amount on Record
Deed Document Number20175607964
Deed Book / Page4142 / 187
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address411 E SPRING ST, WHITEHALL, MI 49461-1134
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E SPRING ST, WHITEHALL, MI 49461-1134

Mortgage

Document Number004335/191
DateJul 28, 2023
Book Page4335/191
Instrument5800781
Lender
NameCHOICEONE BANK
TypeBank
AddressMUSKEGON, MI 49445
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 6, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address411 E SPRING ST, WHITEHALL, MI 49461-1134
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4259/753
DateApr 28, 2021
Book Page4259/753
Instrument5725417
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateDec 27, 2017
Property Address411 E SPRING ST, WHITEHALL, MI 49461-1134
Document Number4142/187
Book / Page4142 / 187
Map ReferenceLB1 PG7
Instrument DateDec 21, 2017
Instrument5607964
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1744 S 72ND AVE, 1744, SHELBY, MI 49455-9636

Transferred To (Grantee/Buyer)

NameVerified Name
Address3677 S PERE MARQUETTE HWY, LUDINGTON, MI 49431-9363

Mortgage

Document Number5607965
DateDec 27, 2017
Instrument5607965
Lender
NameTHE SHELBY STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,500 (+10.83%)$217,000 (+10.83%)
2025$2,896.00 Homeowner's exemption$97,900$195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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