411 E Ridge St, Mount Carroll, IL 61053 Property Records

Carroll County property record for 411 E Ridge St, Mount Carroll, IL 61053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,944 sqft · built 1968
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Dec 2012)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Dec 2012 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05-09-07-102-044`

Property Details

APN / Parcel Number

Primary APN	`05-09-07-102-044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Mixed
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	411 E RIDGE ST
City	MOUNT CARROLL
State	IL
Zip	61053-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 2' SUBLOT 3 & LOT 2 BLK 11 HURLEY ADT. & N 1/2 VACATED SMITH ALLEY ORD #599
Legal Subdivision	HURLEY ADT
Legal Block	11
Legal Lot Number	2
Jurisdiction	CARROLL IL
Township / Civil Division	MOUNT CARROLL
Census Block Group	3
Census Block	3012
Census Tract	960400

Owner

Source: Carroll County records · APN 05-09-07-102-044

Assessment roll updated June 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	301 MAIN ST, SAVANNA, IL 61074-1629
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 12, 2012 · Amount on Record
Deed Sale	Dec 12, 2012 · Amount on Record
Record Updated	Sep 20, 2026

December 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL IL
Recording Date	Dec 12, 2012
Property Address	411 E RIDGE ST, MOUNT CARROLL, IL 61053-1523
Document Number	02012R3303
Instrument Date	Nov 30, 2012
Instrument	2012R-3303
Transaction Type	Foreclosure
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E RIDGE ST, MOUNT CARROLL, IL 61053-1523

Mortgage

Document Number	02012R3304
Date	Dec 12, 2012
Instrument	2012R-3304

Lender

Name	FIRST SAVANNA SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 01, 2014
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated June 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Carroll County
County Subdivision	Mount Carroll Township
Municipality	Mount Carroll City
Unified School District	West Carroll Community Unit School District 314 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+1.99%)	$24,122 Land $2,501 Building $21,621	$72,373 Land $7,504 Building $64,869
2024	$1,756.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Jo-Carroll Electric Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Computer Dynamics of NW Illinois Fixed Wireless	200 / 200

Based on FCC filings for 78 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT CARROLL serves 1,479 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.