411 E Ranch Rd, Sacramento, CA 95825 Property Records

Sacramento County property record for 411 E Ranch Rd, Sacramento, CA 95825 · Last verified July 2026

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,321 sqft · built 1977
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`293-0020-017-0000`

Property Details

APN / Parcel Number

Primary APN	`293-0020-017-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	2,614 sqft (0.06 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	411 E RANCH RD
City	SACRAMENTO
State	CA
Zip	95825-6429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	CAMPUS COMMONS EAST RANCH, LOT 52
Legal Subdivision	CAMPUS COMMONS EAST RANCH
Legal Lot Number	52
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	5404

Owner

Source: Sacramento County records · APN 293-0020-017-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 E RANCH RD, SACRAMENTO, CA 95825-6429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	411 E RANCH RD, SACRAMENTO, CA 95825-6429
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E RANCH RD, SACRAMENTO, CA 95825-6429

Mortgage

Document Number	0000001163
Date	Apr 18, 2022
Instrument	2022041801163

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.14%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$275,514 (+2%) Land $84,922 Building $190,592
2025	$3,335.00 (+0.21%) Homeowner's exemption	$270,112 (+4.04%) Land $83,257 Building $186,855
2024	$3,328.00 (+2.62%)
2023	$3,243.00 (+0.68%) Homeowner's exemption	$259,625 Land $80,025 Building $179,600
2022	$3,221.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670054043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	39 in force 14 of 39 on primary residences
Nearby Flood Claims	8 (1995–2005)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2005, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Landslides
Flood Events	Severe Winter Storms, Flooding, Landslides, Mud Flows (Jan 1995), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.