411 E Lincoln St, Mount Morris, IL 61054 Property Records

Ogle County property record for 411 E Lincoln St, Mount Morris, IL 61054

Property Summary

Property Type	Single Family Home
Details	1,780 sqft · built 1950
Lot Size	0.196 acres (8,544 sqft)
Owner	Individual Name on Record
Last Sale	$73,850 (Jul 2017)
Tax Bill	$3,715 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-26-376-007`

Property Details

APN / Parcel Number

Primary APN	`08-26-376-007`

Interior

Stories	1 Story
Building Area	1,780 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,544 sqft (0.196 acres)
Lot Dimensions	132 ft deep x 64.7 ft wide

Location & Zoning

Street Address	411 E LINCOLN ST
City	MOUNT MORRIS
State	IL
Zip	61054-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 56 BRAYTONS 2ND ADD VIL OF MT MORRIS
Legal Subdivision	BRAYTONS SECOND ADD
Legal Lot Number	56
Jurisdiction	OGLE IL
Township / Civil Division	MOUNT MORRIS
Census Block Group	4
Census Block	4022
Census Tract	960900

Owner

Source: Ogle County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROCKFORD BELL CU
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20173954
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007202
Date	Dec 29, 2022
Instrument	202207202

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2053

Interest

Rate Type	Fixed Rate
Rate	12.4%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000719
Date	Feb 2, 2022
Instrument	202200719

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004796
Date	Aug 29, 2018
Instrument	201804796

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 9, 2028

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Document Number	0000000101
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	411 E LINCOLN ST MOUNT MORRIS IL 610541535, MOUNT MORRIS, IL 61054-1535

Mortgage

Document Number	0000000101
Date	Jan 6, 2020
Instrument	101

Lender

Name	ROCKFORD BELL CU
Type	Credit Union
Address	LOVES PARK, IL 61111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2035

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Jul 11, 2017
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Document Number	0000003952
Map Reference	PBF PG10
Instrument Date	Jul 7, 2017
Instrument	201703952
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 11, 2017
Property Address	411 E LINCOLN ST, MOUNT MORRIS, IL 61054-1535
Document Number	0000003954
Instrument Date	Jul 7, 2017
Instrument	3954
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3747 W IL ROUTE 64 MOUNT MORRIS IL 610549720, MOUNT MORRIS, IL 61054-9720

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Mount Morris Township
Municipality	Mount Morris Village
Unified School District	Oregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,715.00 (+61.52%)	$45,261 (+34.74%) Land $3,090 Building $42,171	$135,783 (+34.74%) Land $9,270 Building $126,513
2023		$33,592 Land $3,952 Building $29,640	$100,776 Land $11,856 Building $88,920
2022	$2,300.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT MORRIS serves 2,861 people · EPA ID IL1410350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AirCell Fiber	1,000 / 300

May also be available: AaroBand, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lincoln St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures