411 E Lincoln St, Findlay, OH 45840 Property Records

Hancock County property record for 411 E Lincoln St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,905 sqft · built 1923
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$31,866 (Sep 2008)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`1011-192-16-003.000`

Property Details

APN / Parcel Number

Primary APN	`1011-192-16-003.000`
Alternative APN	`570000215140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,649 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Deck Area	87 sqft
Patio Area	87 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 E LINCOLN ST
City	FINDLAY
State	OH
Zip	45840-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGES DANIEL ADD LOT 1433
Legal Subdivision	GEORGES DANIEL ADD
Legal Lot Number	1433
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4001
Census Tract	800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E LINCOLN ST, FINDLAY, OH 45840-4944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2008 · Amount on Record
Deed Sale	Sep 2, 2008 · Amount on Record
Deed Document Number	20089379
Deed Book / Page	2345 / 2034
Last Transfer Date	Dec 1, 2016
Transfer Doc	02510/1176
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	411 E LINCOLN ST, FINDLAY, OH 45840-4944
Transaction Type	Mortgage
Record Updated	Jun 1, 2022
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	619 CARNAHAN AVE, FINDLAY, OH 45840-5637

Mortgage

Document Number	02594/4541
Date	May 23, 2022
Book Page	2594/4541
Instrument	202200004926

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	411 E LINCOLN ST, FINDLAY, OH 45840-4944
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2542/1131
Date	Jul 25, 2018
Book Page	2542/1131
Instrument	201800006090

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2023

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+7.86%) Homeowner's exemption	$58,200 (+25%) Land $7,400 Building $50,800	$166,260 (+25.01%) Land $21,130 Building $145,130
2024	$1,654.00 (-0.12%)	$46,560 (-) Land $5,920 Building $40,640
2023	$1,656.00 Homeowner's exemption	$46,560 Land $5,920 Building $40,640
2022			$133,000 Land $16,900 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1981–2021)
Claims Outside the SFHA	3 of 30
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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