Columbus County property record for 411 E Institute St, Chadbourn, NC 28431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 917 sqft · built 1973 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0250.01-46-1567.000 |
| Primary APN | 0250.01-46-1567.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 917 sqft Total Area |
| 1st Floor Area | 917 sqft |
| Flooring | Wood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 55,757 sqft (1.28 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 13-01776 |
|---|---|
| Street Address | 411 E INSTITUTE ST |
| City | CHADBOURN |
| State | NC |
| Zip | 28431-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN WYATT |
| Legal Subdivision | JAMES WALTER TEDDER |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | CHADBOURN |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 930700 |
411 E Institute St is owned and occupied by an individual who bought it in June 2025.
Source: Columbus County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 E INSTITUTE ST, CHADBOURN, NC 28431-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 2, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2025 · Amount on File |
| Deed Sale | Jun 23, 2025 · Amount on File |
| Prior Sale | Jun 2, 2023 · Amount on File |
| Deed Document Number | 20252977 |
| Deed Book / Page | 1380 / 225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Jun 23, 2025 |
| Property Address | 411 E INSTITUTE ST, CHADBOURN, NC 28431-2401 |
| Document Number | 001380/225 |
| Book / Page | 1380 / 225 |
| Instrument Date | Jun 17, 2025 |
| Instrument | 2025002977 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 BEULAH BROWN RD, SANFORD, NC 27332-6955 |
| Name | Verified Name |
|---|---|
| Address | 411 E INSTITUTE ST, CHADBOURN, NC 28431-2401 |
| Document Number | 2025002978 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | 2025002978 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLUMBUS NC |
| Recording Date | Jun 2, 2023 |
| Property Address | 411 E INSTITUTE ST, CHADBOURN, NC 28431-2401 |
| Document Number | 001320/728 |
| Book / Page | 1320 / 728 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023002845 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1651 VILLAGE POINT RD SW, SHALLOTTE, NC 28470-5582 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 316 BEULAH BROWN RD, SANFORD, NC 27332-6955 |
Source: Columbus County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Municipality | Chadbourn Town |
| Unified School District | Columbus County Schools (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $46,500 Land $8,000 Building $38,500 |
| 2023 | $46,500 Land $8,000 Building $38,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 E Institute St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1987–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 E Institute St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHADBOURN serves 2,370 people · EPA ID NC0424020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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