Adams County property record for 411 E Franklin St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1940 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Oct 2023) |
| Tax Bill | $702 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-04-101-033.000-018 |
| Primary APN | 01-11-04-101-033.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,580 sqft (0.197 acres) |
| Lot Dimensions | 132 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01679240118 |
|---|---|
| Street Address | 411 E FRANKLIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 59TH ADD LOT 505 |
| Legal Subdivision | 59TH ADDITION |
| Legal Lot Number | 505 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK |
| Oct 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BANK |
| Oct 16, 2023 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Dec 7, 2012 · Amount on Record |
| Deed Document Number | 202343800 |
| Transfer Doc | 2012005211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2023003548 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023003548 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023003548 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023003548 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023003547 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023003547 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Oct 16, 2023 |
| Property Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Document Number | 2023003546 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023003546 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 E FRANKLIN ST, BERNE, IN 46711-2207 |
| Document Number | 2023003547 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023003547 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 (+4.46%) Homeowner's exemption | $95,800 (+17.4%) Land $10,400 Building $85,400 | $95,800 (+17.4%) Land $10,400 Building $85,400 |
| 2024 | $672.00 (+16.67%) | ||
| 2023 | $576.00 (+26.59%) | $81,600 (+4.48%) Land $10,400 Building $71,200 | $81,600 (+4.48%) Land $10,400 Building $71,200 |
| 2022 | $455.00 (+14.32%) | $78,100 Land $10,400 Building $67,700 | $78,100 Land $10,400 Building $67,700 |
| 2020 | $398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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