411 E Ferguson Ave, Wood River, IL 62095 Property Records

Madison County property record for 411 E Ferguson Ave, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,564 sqft · built 1925
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Nov 2025)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2018 Loan Modification
APN	`19-2-08-27-06-104-035`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-27-06-104-035`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1941
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	411 E FERGUSON AVE
City	WOOD RIVER
State	IL
Zip	62095-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNINGS FREDERICK ADD LOT 10 50X125
Legal Subdivision	PENNINGS FREDERICK ADDN
Legal Lot Number	10
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2036
Census Tract	401102

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E FERGUSON AVE, WOOD RIVER, IL 62095-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jan 12, 2018	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/STAUNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Deed Document Number	202531871
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 12, 2025
Property Address	411 E FERGUSON AVE, WOOD RIVER, IL 62095-2101
Document Number	0000031871
Map Reference	PB 7 PG 56
Instrument Date	Nov 10, 2025
Instrument	2025R31871
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 E FERGUSON AVE, WOOD RIVER, IL 62095-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E FERGUSON AVE, WOOD RIVER, IL 62095-2101

Mortgage

Document Number	0000031872
Date	Nov 12, 2025
Instrument	2025R31872

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.88%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	411 E FERGUSON AVE, WOOD RIVER, IL 62095-2101
Document Number	0000002273
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	511-519 MADISON AVE WOOD RIVER IL 620952156, WOOD RIVER, IL 62095-2156

Mortgage

Document Number	0000002273
Date	Jan 23, 2018
Instrument	2273

Lender

Name	FIRST NAT'L BK/STAUNTON
Type	Bank
Address	STAUNTON, IL 62088-0059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 22, 2019

Interest

Rate	5.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,012.00 (+13.53%) Homeowner's exemption Senior Citizen's exemption	$45,260 (+8.36%) Land $6,770 Building $38,490	$135,780 (+8.36%) Land $20,310 Building $115,470
2024	$2,653.00 (+19.13%)	$41,770 (+16.22%) Land $6,250 Building $35,520	$125,310 (+16.11%) Land $18,750 Building $106,560
2022	$2,227.00	$35,940 Land $5,380 Building $30,560	$107,928 Land $16,156 Building $91,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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