411 E Dover St, Monroe City, MO 63456 Property Records

Monroe County property record for 411 E Dover St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,108 sqft · built 1890
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$434 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-037-004.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-037-004.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,108 sqft Adjusted Area
1st Floor Area	1,108 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Utility Building	390 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 E DOVER ST
City	MONROE CITY
State	MO
Zip	63456-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & W1/2 LOT 4 BLOCK 13 WARNER'S 2ND ADDITION MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	WARNER'S 2ND ADDITION
Legal Block	13
Legal Lot Number	3-4
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1040
Census Tract	960100

Owner

411 E Dover St is owned and occupied by two individuals who acquired it in May 2021.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	411 E DOVER ST, MONROE CITY, MO 63456-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · ARM ALLIANT BANK
Oct 20, 2006	Deed of Trust, Mortgage PERRY STATE BANK
May 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 12, 2021
Transfer Doc	0020210773
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	411 E DOVER ST, MONROE CITY, MO 63456-1725
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180533
Date	Apr 30, 2018
Instrument	2018-0533

Lender

Name	ALLIANT BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 23, 2023
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	5-Year TN
Margin	4

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	411 E DOVER ST, MONROE CITY, MO 63456-1725
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00320/0507
Date	Oct 20, 2006
Book Page	320/0507

Lender

Name	PERRY STATE BANK
Type	Non-Lending Institution
Address	MONROE CITY, MO 63456

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MO
Recording Date	May 17, 2021
Property Address	411 E DOVER ST, MONROE CITY, MO 63456-1725
Document Number	0020210773
Instrument Date	May 12, 2021
Instrument	2021-0773
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E DOVER ST, MONROE CITY, MO 63456-1725

Tax Assessment & Valuation

The 2025 property tax bill for 411 E Dover St was $434, up 7.7% from the year before.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,140 (-)	$32,300 (-)
2025	$434.00 (+7.69%)	$6,140	$32,300 Land $5,900 Building $26,400
2024	$403.00
2023		$5,510	$29,000
2020	$358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E Dover St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 411 E Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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