411 E Central St, Clay Center, NE 68933 Property Records

Clay County property record for 411 E Central St, Clay Center, NE 68933

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,765 sqft · built 1978
Lot Size	80.7 acres (3,515,728 sqft)
Owner	Individual Name on Record
Tax Bill	$4,844 (2025)
Flood Zone	Zone X (minimal risk)
APN	`3997-13-2-00000-000-3085`

Property Details

APN / Parcel Number

Primary APN	`3997-13-2-00000-000-3085`
Alternative APN	`000308500`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,765 sqft
Basement Area	3,177 sqft
Finished Basement	1,765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,515,728 sqft (80.7 acres)
Garage Type	Attached
Garage Area	625 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Deck Area	348 sqft
Shed	1 Shed
Shed Area	370 sqft
Utility Building	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	411 E CENTRAL ST
City	CLAY CENTER
State	NE
Zip	68933-1029
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	W1/2NW1/4
Legal Range	07
Legal Township	05
Legal Section	13
Jurisdiction	CLAY NE
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3148
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 E CENTRAL ST, CLAY CENTER, NE 68933-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000001007
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Fairfield Township
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,065 (+9.02%) Land $613,295 Building $252,770	$1,019,389 (+28.32%) Land $766,619 Building $252,770
2025	$4,844.00 (-27.4%)	$794,400 (+19.46%) Land $580,000 Building $214,400	$794,400 (+19.46%) Land $580,000 Building $214,400
2023	$6,672.00	$665,000 Land $450,600 Building $214,400	$665,000 Land $450,600 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Windstream DSL	50 / 3
Glenwood Telecommunications Fixed Wireless	25 / 10