411 E 4th St, Flora, IL 62839 Property Records

Clay County property record for 411 E 4th St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage1,298 sqft Living Area
Lot Size7,230 sqft (0.166 acres)
Garage240 sqft
OccupancyOwner Occupied
Last Sale$52,500 (2020)
Tax Bill$1,303.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-147-002

Interior

Full Baths1 Baths
Building Area1,298 sqft Living Area
Attic Area1,298 sqft Attic
Attic1 Attic
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area7,230 sqft (0.166 acres)
DrivewayDriveway Concrete
Driveway Area432 sqft Driveway
Parking Spaces1 Parking Spaces
Garage Area240 sqft Garage
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address411 E 4TH ST
CityFLORA
StateIL
Zip62839-2508
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionC C SMITH 2ND ADDN LOT 2
Legal SubdivisionC C SMITH 2ND ADD
Legal Lot Number2
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3055
Census Tract972100

Owner

Source: Clay County records · APN 10-25-147-002

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address411 E 4TH ST, FLORA, IL 62839-2508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage
HUD
Apr 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 08, 2020Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2020 · Amount on Record
Deed SaleApr 08, 2020 · Amount on Record
Prior SaleNov 18, 2016
Deed Doc Number2020198720
Prior Transfer DateNov 07, 2016
Prior Transfer DocD190381
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address411 E 4TH ST, FLORA, IL 62839-2508
Transaction TypeMortgage
Record UpdatedMay 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209263
DateApr 16, 2024
Instrument209263
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term336 Months
DueApr 01, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address411 E 4TH ST, FLORA, IL 62839-2508
Transaction TypeMortgage
Record UpdatedMay 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000204554
DateApr 11, 2022
Instrument204554
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionCLAY IL
Recording DateApr 08, 2020
Property Address411 E 4TH ST, FLORA, IL 62839-2508
Document Number198720
Instrument DateApr 03, 2020
Instrument198720
Transaction TypeTransfer
Record UpdatedSep 07, 2021
Title CompanyQUAD COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78.75
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 E 4TH ST, FLORA, IL 62839-2508

Mortgage

Document Number0000198716
DateApr 08, 2020
Instrument198716
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,575 (+11.45%) Land $3,960 Building $21,615$76,725 (+11.45%) Land $11,880 Building $64,845
2024$1,303.00 (+88.29%)$22,947 (+18.42%) Land $3,553 Building $19,394$68,841 (+18.42%) Land $10,659 Building $58,182
2022$692.00 (+7.45%) Homeowner's exemption Senior Citizen's exemption$19,377 Land $2,999 Building $16,378$58,131 Land $8,997 Building $49,134
2021$644.00

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