411 Christopher Ave, #75, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 411 Christopher Ave, #75, Gaithersburg, MD 20879

Property Summary

Property Type	Condominium
Details	2 ba · 1,422 sqft · built 1974
Lot Size	0.062 acres (2,708 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Aug 2018)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-01686317`

Property Details

APN / Parcel Number

Primary APN	`09-01686317`
Alternative APN	`01686317`

Interior

Full Baths	2 Baths
Units	28 Units
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	2,708 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01686317
Street Address	411 CHRISTOPHER AVE, 75
City	GAITHERSBURG
State	MD
Zip	20879-3533
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R18
Legal Description	UN 75 HYDE PARK PH 1 PAR B
Legal Subdivision	HYDE PARK PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	75
Legal Unit	75
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	700733

Owner

411 Christopher Ave, #75 is owned and occupied by an individual who acquired it in April 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	411 CHRISTOPHER AVE, 75, GAITHERSBURG, MD 20879-3533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Apr 25, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 23, 2019	Quit Claim Deed, Transfer HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC
Aug 1, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	May 17, 1994 · Amount on File
Deed Book / Page	56391 / 278
Last Transfer Date	Apr 4, 2019
Transfer Doc	0574710128
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	411 CHRISTOPHER AVE # 75, 75, GAITHERSBURG, MD 20879-3533
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CHRISTOPHER AVE 75, 75, GAITHERSBURG, MD 20879-3533

Mortgage

Document Number	0666870170
Date	Jan 25, 2023
Book Page	66687/170

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	411 CHRISTOPHER AVE # 75, 75, GAITHERSBURG, MD 20879-3533
Document Number	0575620054
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	411 CHRISTOPHER AVE #75 GAITHERSBURG MD 208793533, 75, GAITHERSBURG, MD 20879-3533

Mortgage

Document Number	0575620054
Date	May 15, 2019
Book Page	057562/000054

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 23, 2019
Property Address	411 CHRISTOPHER AVE # 75, 75, GAITHERSBURG, MD 20879-3533
Document Number	0574710128
Book / Page	057471 / 000128
Instrument Date	Apr 4, 2019
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	HUTTON PATT TITLE AND ESCROW LLC, HUTTON PATT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	411 CHRISTOPHER AVE #75 GAITHERSBURG MD 208793533, 75, GAITHERSBURG, MD 20879-3533

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 1, 2018
Property Address	411 CHRISTOPHER AVE # 75, 75, GAITHERSBURG, MD 20879-3533
Document Number	0563910278
Book / Page	056391 / 000278
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18557 CHERRY LAUREL LN GAITHERSBURG MD 208795341, GAITHERSBURG, MD 20879-5341

Mortgage

Document Number	563910285
Date	Aug 1, 2018
Book Page	056391/000285

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 411 Christopher Ave, #75 was $2,169, down 21.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+12.77%) Land $79,500 Building $185,500	$265,000 (-) Land $79,500 Building $185,500
2025	$2,169.00 (-21.53%)	$235,000	$265,000 Land $79,500 Building $185,500
2024	$2,764.00
2023		$175,000 Land $52,500 Building $122,500	$175,000 Land $52,500 Building $122,500
2022	$1,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 Christopher Ave, #75 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 411 Christopher Ave, #75 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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