Hancock County property record for 411 Cherry St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,592 sqft · built 1900 |
| Lot Size | 0.239 acres (10,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Aug 2014) |
| Tax Bill | $1,342 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 1011-182-22-008.000 |
| Primary APN | 1011-182-22-008.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Shingle |
| Lot Area | 10,402 sqft (0.239 acres) |
| Lot Dimensions | 208 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 214 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 411 CHERRY ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAY & PATTERSON 2ND LOT 1705 & PT ALY |
| Legal Subdivision | GRAY & PATTERSON 2ND |
| Legal Lot Number | 1705 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 600 |
Source: Hancock County records · APN 1011-182-22-008.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11003 KEENE RD, LOUISVILLE, KY 40241-4845 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Oct 12, 2022 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on Record |
| Deed Sale | Aug 29, 2014 · Amount on Record |
| Prior Sale | Sep 05, 2008 · Amount on Record |
| Deed Document Number | 20147164 |
| Deed Book / Page | 2466 / 1727 |
| Prior Transfer Date | Aug 18, 2014 |
| Prior Transfer Doc | 02466/1727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 411 CHERRY ST, FINDLAY, OH 45840-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY |
| Name | Verified Name |
|---|
| Document Number | 002606/917 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 2606/917 |
| Instrument | 202300006519 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 411 CHERRY ST, FINDLAY, OH 45840-5707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GOLDEN KEY TITLE AGENCY, GOLDEN KAY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02598/2703 |
|---|---|
| Date | Oct 12, 2022 |
| Book Page | 2598/2703 |
| Instrument | 202200009181 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Sep 27, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,342.00 (+2.84%) | $42,660 (+19.13%) Land $6,310 Building $36,350 | $121,880 (+19.1%) Land $18,030 Building $103,850 |
| 2024 | $1,305.00 (-0.15%) | $35,810 (-) Land $5,300 Building $30,510 | |
| 2023 | $1,307.00 | $35,810 Land $5,300 Building $30,510 | |
| 2022 | $102,330 Land $15,150 Building $87,180 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), as of June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630006003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 30 (1997–2017) |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Amplex Electric, Defiance Holdings.
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3200111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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