411 Chambers Rd, Eva, AL 35621 Property Records

Morgan County property record for 411 Chambers Rd, Eva, AL 35621

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,350 sqft · built 1986
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2020)
Tax Bill	$580 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-08-27-0-000-014.003`

Property Details

APN / Parcel Number

Primary APN	`22-08-27-0-000-014.003`
Alternative APNs	`111227` `46775`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Garage Area	1,360 sqft
Parking Spaces	5 Parking Spaces
Pool Area	629 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	111227
Street Address	411 CHAMBERS RD
City	EVA
State	AL
Zip	35621-7948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF SW1/4 OF NW1/4 SEC 27-T8S-R2W, TH SO 290', TH W 177.2', TH NW 290.4', TH E 191' TO POB
Legal Range	2W
Legal Township	8S
Legal Section	27
Jurisdiction	MORGAN AL
Township / Civil Division	EVA
Census Block Group	1
Census Block	1079
Census Tract	5601

Owner

Source: Morgan County records · APN 22-08-27-0-000-014.003

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 CHAMBERS RD, EVA, AL 35621-7948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jan 08, 2020	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2020 · Amount on Record
Deed Sale	Jan 08, 2020 · Amount on Record
Prior Sale	Aug 07, 2006 · Amount on Record
Deed Book / Page	2020 / 160
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	411 CHAMBERS RD, EVA, AL 35621-7948
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/55305
Date	Dec 07, 2020
Book Page	2020/55305

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jan 08, 2020
Property Address	411 CHAMBERS RD, EVA, AL 35621-7948
Document Number	2020/00160
Book / Page	2020 / 00160
Instrument Date	Jan 03, 2020
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	JACOB TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 CHAMBERS RD, EVA, AL 35621-7948

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7341 AL HIGHWAY 69 N, CULLMAN, AL 35058-1726

Mortgage

Document Number	2020/00848
Date	Jan 08, 2020
Book Page	2020/00848

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$580.00	$16,960 (-) Land $1,520 Building $15,440	$169,600 (-) Land $15,200 Building $154,400
2024		$16,960 (-) Land $1,520 Building $15,440	$169,600 (-) Land $15,200 Building $154,400
2023	$580.00 Homeowner's exemption	$16,960 (-) Land $1,520 Building $15,440	$169,600 (-) Land $15,200 Building $154,400
2022	$580.00 Homeowner's exemption	$16,960 Land $1,520 Building $15,440	$169,600 Land $15,200 Building $154,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011030056011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 39 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
FlashFiber Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

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