411 Central Ave, Grass Valley, CA 95945 Property Records

Nevada County property record for 411 Central Ave, Grass Valley, CA 95945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,036 sqft · built 1880
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jul 2018)
Tax Bill	$3,580 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`009-280-010-000`

Property Details

APN / Parcel Number

Primary APN	`009-280-010-000`
Alternative APN	`09-280-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1990
Architectural Style	Victorian
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Average
Porch	Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	09-280-10-000
Street Address	411 CENTRAL AVE
City	GRASS VALLEY
State	CA
Zip	95945-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN SW 1/4 OF SW 1/4 26-16-8
Legal Range	8E
Legal Township	16N
Legal Section	26
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1000
Census Tract	602

Owner

Source: Nevada County records · APN 009-280-010-000

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Jul 31, 2018	Grant Deed, Transfer · Conventional with PMI HOMESIDE FIN'L
May 23, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	201815138
Prior Transfer Date	Sep 17, 1999
Prior Transfer Doc	0009934054
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828

Mortgage

Document Number	0000006961
Date	Mar 29, 2022
Instrument	20220006961

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2042

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828
Document Number	0000009605
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CENTRAL AVE GRASS VALLEY CA 959456828, GRASS VALLEY, CA 95945-6828

Mortgage

Document Number	0000009605
Date	May 01, 2020
Instrument	9605

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 31, 2018
Property Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828
Document Number	0000015138
Instrument Date	Jul 27, 2018
Instrument	15138
Transaction Type	Transfer
Record Updated	Mar 06, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CENTRAL AVE GRASS VALLEY CA 959456828, GRASS VALLEY, CA 95945-6828

Mortgage

Document Number	15139
Date	Jul 31, 2018
Instrument	15139

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	411 CENTRAL AVE, GRASS VALLEY, CA 95945-6828
Document Number	0000012401
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CENTRAL AVE GRASS VALLEY CA 959456828, GRASS VALLEY, CA 95945-6828

Mortgage

Document Number	0000012401
Date	Jun 07, 2017
Instrument	12401

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	420 Months
Due	Jun 06, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nevada County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,204 (+2%) Land $45,509 Building $294,695
2025	$3,580.00 (+4.71%) Homeowner's exemption	$333,534 (+4.04%) Land $44,617 Building $288,917
2023	$3,419.00 (+0.94%) Homeowner's exemption	$320,585 Land $42,886 Building $277,699	$321,480
2022	$3,387.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nevada County (06057C), updated August 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 550 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
SmarterBroadband	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SmarterBroadband, AT&T, California Internet, Race Telecommunications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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