411 Center Rd, Laredo, TX 78045 Property Records

Webb County property record for 411 Center Rd, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,299 sqft · built 1989
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,100 (Sep 2020)
Tax Bill	$891 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`968-00012-153`

Property Details

APN / Parcel Number

Primary APN	`968-00012-153`
Alternative APN	`233392`

Interior

Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	1,299 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	270 sqft
Storage Building	108 sqft

Location & Zoning

Street Address	411 CENTER RD
City	LAREDO
State	TX
Zip	78045-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 153 BLK 12 LOWRY FARM UNIT 3
Legal Subdivision	LOWRY FARM (RIVER OAKS)
Legal Block	12
Legal Lot Number	153
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2005
Census Tract	1716

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 CENTER RD, LAREDO, TX 78045-7073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Vendor's Lien, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 7, 2019	Warranty Deed, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Nov 7, 2019
Deed Document Number	20201405060
Deed Book / Page	4868 / 798
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	004868/798
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 23, 2020
Property Address	411 CENTER RD, LAREDO, TX 78045-7073
Document Number	004868/798
Book / Page	4868 / 798
Map Reference	VOL 6 PG 32
Instrument Date	Sep 22, 2020
Instrument	1405060
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CENTER RD, LAREDO, TX 78045-7073

Mortgage

Document Number	0001405061
Date	Sep 23, 2020
Instrument	1405061

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Nov 7, 2019
Property Address	411 CENTER RD, LAREDO, TX 78045-7073
Document Number	004691/584
Book / Page	4691 / 584
Map Reference	VOL 6 PG 32
Instrument Date	Nov 6, 2019
Instrument	1376575
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2039 LIMA LOOP, LAREDO, TX 78045-6402

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,000 (-1.27%) Land $59,535 Building $114,465	$174,000 (-1.27%) Land $59,535 Building $114,465
2025	$891.00 (-16.1%)	$176,247 (+8.16%) Land $59,535 Building $116,712	$176,247 (+8.16%) Land $59,535 Building $116,712
2024	$1,062.00 (+8.59%)
2023		$162,945 Land $48,006 Building $114,939	$162,945 Land $48,006 Building $114,939
2022	$978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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