411 Cecelia St, Kenton, OH 43326 Property Records

Hardin County property record for 411 Cecelia St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,377 sqft · built 1965
Lot Size	0.594 acres (25,880 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2026)
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2023 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-760001.0000`

Property Details

APN / Parcel Number

Primary APN	`36-760001.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,377 sqft Living Area
1st Floor Area	2,377 sqft
Basement Area	1,727 sqft
Unfinished Basement	1,727 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	25,880 sqft (0.594 acres)
Lot Dimensions	251 ft deep x 170 ft wide
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 CECELIA ST
City	KENTON
State	OH
Zip	43326-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RE PUGHS RESUB ALL 1 & 2 PT 3 1 2 3
Legal Subdivision	RE PUGHS RESUB
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2025
Census Tract	200

Owner

411 Cecelia St is owned and occupied by an individual who bought it in February 2026.

Source: Hardin County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	411 CECELIA ST, KENTON, OH 43326-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Aug 21, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Nov 28, 2006	Deed of Trust, Mortgage · Line of Credit GMAC MORTGAGE CORP
Feb 27, 2026	Deed, Transfer · Conventional Mortgage QUEST FCU
Feb 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Feb 27, 2026 · Amount on File
Deed Document Number	2026625
Deed Book / Page	577 / 58
Prior Transfer Date	Feb 23, 2026
Prior Transfer Doc	0000000624
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	411 CECELIA ST, KENTON, OH 43326-1451
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00551/1100
Date	Oct 5, 2018
Book Page	551/1100
Instrument	201800003152

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Oct 1, 2034

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	411 CECELIA ST, KENTON, OH 43326-1451
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CECELIA ST, KENTON, OH 43326-1451

Mortgage

Document Number	00568/4239
Date	Aug 21, 2023
Book Page	568/4239
Instrument	2023002237

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	796 Months
Due	Dec 27, 2089

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.8%

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	411 CECELIA ST, KENTON, OH 43326-1451
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00465/1073
Date	Nov 28, 2006
Book Page	465/1073
Instrument	200600041584

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN OH
Recording Date	Feb 27, 2026
Property Address	411 CECELIA ST, KENTON, OH 43326-1451
Document Number	0000577/58
Book / Page	577 / 58
Instrument Date	Feb 23, 2026
Instrument	2026000625
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 CECELIA ST, KENTON, OH 43326-1451

Mortgage

Document Number	2026000626
Date	Feb 27, 2026
Instrument	2026000626

Lender

Name	QUEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Feb 27, 2023
Property Address	411 CECELIA ST, KENTON, OH 43326-1451
Document Number	00567/1805
Book / Page	567 / 1805
Instrument Date	Feb 27, 2023
Instrument	2023000539
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 411 Cecelia St was $2,764 with exemptions applied, down 1.1% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (-1.11%)	$74,750 (-) Land $11,880 Building $62,870
2024	$2,795.00 (+4.41%) Homeowner's exemption Senior Citizen's exemption	$74,750 (-) Land $11,880 Building $62,870
2023	$2,677.00 (+18.19%) Homeowner's exemption Senior Citizen's exemption	$74,750 (+29.59%) Land $11,880 Building $62,870	$213,570 Land $33,940 Building $179,630
2022	$2,265.00 Homeowner's exemption Senior Citizen's exemption	$57,680 Land $7,840 Building $49,840
2020			$164,800 Land $22,400 Building $142,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 411 Cecelia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Cecelia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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