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411 Bent Leaf Ct, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 411 Bent Leaf Ct, Charlotte, NC 28216

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,131 sqft · built 2001
Lot Size0.153 acres (6,672 sqft)
OwnerIndividual Name on File
Last Sale$107,000 (Jan 2003)
Tax Bill$2,378 (2023)
Deeds & MortgagesOct 2025 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN039-307-05

Property Details

APN / Parcel Number

Primary APN039-307-05

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,131 sqft Heated Area
Gross Area1,420 sqft
1st Floor Area1,131 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area6,672 sqft (0.153 acres)
Garage Area264 sqft
PorchPorch
Porch Area16 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number039-307-05
Street Address411 BENT LEAF CT
CityCHARLOTTE
StateNC
Zip28216-3173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL5 B2 M36-501
Legal SubdivisionGRIERS GROVE PH 01 MAP 01
Legal Block2
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract4400

Owner

411 Bent Leaf Ct is owned and occupied by an individual who bought it in January 2003.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address411 BENT LEAF CT, CHARLOTTE, NC 28216-3173
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Sep 14, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2003 · Amount on File
Deed SaleJan 3, 2003 · Amount on File
Deed Document Number0014644635
Deed Book / Page14644 / 0635
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address411 BENT LEAF CT, CHARLOTTE, NC 28216-3173
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BENT LEAF CT, CHARLOTTE, NC 28216-3173

Mortgage

Document Number0000102342
DateOct 7, 2025
Book Page39914/677
Instrument2025102342
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2040

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address411 BENT LEAF CT, CHARLOTTE, NC 28216-3173
Document Number0000132690
Instrument DateSep 14, 2019
Transaction TypeMortgage
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 BENT LEAF CT CHARLOTTE NC 282163173, CHARLOTTE, NC 28216-3173

Mortgage

Document Number0000132690
DateOct 3, 2019
Book Page033911/000619
Instrument132690
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueOct 2, 2034

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 411 Bent Leaf Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2011–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 Bent Leaf Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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