411 B St NE, Brainerd, MN 56401 Property Records

Crow Wing County property record for 411 B St NE, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,538 sqft · built 1923
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,262 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09122008004X009`

Property Details

APN / Parcel Number

Primary APN	`09122008004X009`
Alternative APNs	`41191768` `164516` `184505`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,004 sqft
Basement Area	178 sqft
Finished Basement	178 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	271 sqft
Deck Area	180 sqft
Lean-To	144 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	184505
Street Address	411 B ST NE
City	BRAINERD
State	MN
Zip	56401-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E. 1/3 OF LOT 4 BLOCK 8 AND E. 1/3 OF LOTS 5 AND 6 BLOCK 8
Legal Range	30W
Legal Township	45N
Legal Section	19
Legal Subdivision	EAST BRAINERD
Legal Block	8
Legal Lot Number	4,5
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	3
Census Block	3073
Census Tract	951000

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 B ST NE, BRAINERD, MN 56401-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · VA Mortgage RAPID HOME LENDING INC
Jan 30, 2025	Intrafamily Transfer, Transfer · VA Mortgage RAPID MORTGAGE FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025
Deed Sale	Jan 30, 2025
Prior Sale	Feb 6, 2020 · Amount on Record
Deed Document Number	20251005971
Prior Transfer Date	Dec 20, 2024
Prior Transfer Doc	0001005971
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	411 B ST NE, BRAINERD, MN 56401-3109
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 B ST NE, BRAINERD, MN 56401-3109

Mortgage

Document Number	0001020179
Date	Feb 3, 2026
Instrument	1020179

Lender

Name	RAPID HOME LENDING INC
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CROW WING MN
Recording Date	Jan 30, 2025
Property Address	411 B ST NE, BRAINERD, MN 56401-3109
Document Number	0001005971
Instrument Date	Dec 20, 2024
Instrument	1005971
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	UNKNOWN, ALLIANCE FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 B ST NE, BRAINERD, MN 56401-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	411 B ST NE, BRAINERD, MN 56401-3109

Mortgage

Document Number	0001005972
Date	Jan 30, 2025
Instrument	1005972

Lender

Name	RAPID MORTGAGE FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,262.00 (-1.74%)	$185,293 (-7.03%)	$212,700 (+6.72%) Land $46,000 Building $166,700
2025	$2,302.00 (+5.79%) Homeowner's exemption	$199,300 (+4.24%) Land $45,200 Building $154,100	$199,300 (+4.24%) Land $45,200 Building $154,100
2023	$2,176.00 Homeowner's exemption	$191,200 Land $42,200 Building $149,000	$191,200 Land $42,200 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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