Madison County property record for 411 Arrowhead Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,504 sqft · built 1977 |
| Lot Size | 0.369 acres (16,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Jul 2022) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2022 Sale & Mortgage + 4 more |
| APN | 09-2-22-09-16-401-018 |
| Primary APN | 09-2-22-09-16-401-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 16,100 sqft (0.369 acres) |
| Lot Dimensions | 140 ft deep x 115 ft wide |
| Garage Type | Attached |
| Patio Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 411 ARROWHEAD DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE II LOT 15 115X140 |
| Legal Subdivision | CREEKSIDE II SUB |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-2-22-09-16-401-018
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Transfer on Death Deed, Transfer |
| Jul 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Oct 04, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Oct 23, 2018 | Warranty Deed, Transfer · Line of Credit BANK OF O'FALLON |
| Dec 23, 2017 | Loan Modification, Mortgage · Conventional with PMI FCB BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 202223571 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 09, 2026 |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000019469 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 202619469 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 14, 2022 |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000023571 |
| Map Reference | PB 46 PG 61 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022R23571 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000023572 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022R23572 |
| Name | CARROLLTON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.38% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 04, 2019 |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000031944 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 31944 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.35 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1256 GREENFIELD PL #111 O FALLON IL 622698910, 111, O FALLON, IL 62269-8910 |
| Document Number | 31945 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 31945 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000031945 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 411 ARROWHEAD DR TROY IL 622941912, TROY, IL 62294-1912 |
| Document Number | 0000031945 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 31945 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 23, 2018 |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000033245 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 33245 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $158.02 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 348 MACON CT O FALLON IL 622693561, O FALLON, IL 62269-3561 |
| Document Number | 33246 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 33246 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 22, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 411 ARROWHEAD DR, TROY, IL 62294-1912 |
| Document Number | 0000001902 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7300 GRAYTHORN CT #C TROY IL 622943271, C, TROY, IL 62294-3271 |
| Document Number | 0000001902 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 1902 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jan 18, 2021 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+7.23%) | $95,280 (+28.29%) Land $21,040 Building $74,240 | $285,840 (+28.16%) Land $63,120 Building $222,720 |
| 2024 | $5,438.00 (+6.63%) | ||
| 2022 | $5,100.00 | $74,270 Land $16,400 Building $57,870 | $223,033 Land $49,249 Building $173,784 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Delta Communications.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 16,962 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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