411 6th St E, Horace, ND 58047 Property Records

Cass County property record for 411 6th St E, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2018
Lot Size	0.19 acres (8,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,407 (Sep 2018)
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`15-0860-00750-000`

Property Details

APN / Parcel Number

Primary APN	`15-0860-00750-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,540 sqft Living Area
Basement Area	500 sqft
Finished Basement	500 sqft
Unfinished Basement	500 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,278 sqft (0.19 acres)
Garage Type	Attached
Garage Area	832 sqft
Porch	Slab
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	411 6TH ST E
City	HORACE
State	ND
Zip	58047-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 21 BLOCK: 4 ADDITION: PRAIRIE VIEW ADDITION ADDITIONAL: LOT 21 BLK 4 PRAIRIE VIEW ADDN **6-22-15 PLAT FRM
Legal Subdivision	PRAIRIE VIEW
Legal Block	4
Legal Lot Number	21
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2035
Census Tract	40503

Owner

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 6TH ST E, WEST FARGO, ND 58078-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit UNITED SAVINGS CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE
Sep 25, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CLASS MORTGAGE
Jun 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RAMSEY NAT'L BK
Jun 5, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20181547805
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001666705
Date	Jun 1, 2022
Instrument	1666705

Lender

Name	UNITED SAVINGS CU
Type	Credit Union
Address	FARGO, ND 58102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001646009
Date	Sep 21, 2021
Instrument	1646009

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001574525
Date	Oct 18, 2019
Instrument	1574525

Lender

Name	FIRST CLASS MORTGAGE
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 25, 2018
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Document Number	0001547805
Instrument Date	Sep 24, 2018
Instrument	1547805
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	411 6TH ST E, WEST FARGO, ND 58078-2803

Mortgage

Document Number	0001547806
Date	Sep 25, 2018
Instrument	1547806

Lender

Name	FIRST CLASS MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	Jun 12, 2018
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Instrument Date	Jun 7, 2018
Instrument	1539341
Transaction Type	Construction Loan
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5522 36TH ST S FARGO ND 581046784, FARGO, ND 58104-6784
Investor	Possibly a Property Investor

Mortgage

Document Number	0001539341
Date	Jun 12, 2018
Instrument	1539341

Lender

Name	RAMSEY NAT'L BK
Type	Bank
Address	FARGO, ND 58104-6540

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 11, 2019

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 5, 2018
Property Address	411 6TH ST E, HORACE, ND 58047-3609
Document Number	0001538739
Instrument Date	May 31, 2018
Instrument	1538739
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5522 36TH ST S FARGO ND 581046784, FARGO, ND 58104-6784

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (-16.53%)	$186,700 (+4.42%) Land $25,500 Building $161,200	$373,400 (+4.42%) Land $51,000 Building $322,400
2023	$6,963.00	$178,800 Land $25,500 Building $153,300	$357,600 Land $51,000 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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