411 5th St, Fenton, MI 48430 Property Records

Genesee County property record for 411 5th St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,162 sqft · built 1972
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Feb 2015)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-144`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-144`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Basement Area	1,162 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	411 5TH ST
City	FENTON
State	MI
Zip	48430-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 9 BLK 18 BOOTH & MILES NORTHERN ADD (74)
Legal Subdivision	BOOTH & MILES NORTHERN ADD
Legal Block	18
Legal Lot Number	9
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2010
Census Tract	13202

Owner

411 5th St is owned and occupied by an individual who bought it in February 2015.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	411 5TH ST, FENTON, MI 48430-1931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2015 · Amount on File
Deed Sale	Feb 5, 2015 · Amount on File
Deed Document Number	20157029
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	411 5TH ST, FENTON, MI 48430-1931
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 5TH ST, FENTON, MI 48430-1931

Mortgage

Document Number	0000014650
Date	Apr 3, 2023
Instrument	202304030014650

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	88226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2038

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	411 5TH ST, FENTON, MI 48430-1931
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 5TH ST, FENTON, MI 48430-1931

Mortgage

Document Number	0000000936
Date	Jan 5, 2022
Instrument	202201050000936

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	411 5TH ST, FENTON, MI 48430-1931
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085127
Date	Dec 21, 2020
Instrument	202012210085127

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	411 5TH ST, FENTON, MI 48430-1931
Document Number	0000097719
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 5TH ST FENTON MI 484301931, FENTON, MI 48430-1931

Mortgage

Document Number	0000097719
Date	Nov 14, 2018
Instrument	97719

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 411 5th St was $3,135, up 2.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,800 (+6.26%)	$237,600 (+6.26%)
2025	$3,135.00 (+2.62%) Homeowner's exemption	$111,800	$223,600
2024	$3,055.00
2023		$98,700	$197,400
2019	$2,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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