411 5th St E, Northfield, MN 55057 Property Records

Rice County property record for 411 5th St E, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,832 sqft · built 1920
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2018)
Tax Bill	$6,406 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22.06.2.00.022`

Property Details

APN / Parcel Number

Primary APN	`22.06.2.00.022`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 82 ft wide
Garage Type	Detached
Garage Area	440 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	66 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	411 5TH ST E
City	NORTHFIELD
State	MN
Zip	55057-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 30 OF NORTHFIELD ORIG TOWN ORIG TOWN W2 L1 & L2 B30
Legal Subdivision	NORTHFIELD ORIG TOWN
Legal Block	30
Legal Lot Number	1
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1028
Census Tract	70501

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	411 5TH ST E, NORTHFIELD, MN 55057-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 16, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Feb 16, 1999 · Amount on Record
Deed Document Number	2018705622
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	411 5TH ST E, NORTHFIELD, MN 55057-2219
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A743442
Date	Sep 8, 2021
Instrument	A743442

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Mar 16, 2018
Property Address	411 5TH ST E, NORTHFIELD, MN 55057-2219
Document Number	0000705622
Instrument Date	Mar 13, 2018
Instrument	705622
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 5TH ST E NORTHFIELD MN 550572219, NORTHFIELD, MN 55057-2219

Mortgage

Document Number	705623
Date	Mar 16, 2018
Instrument	705623

Lender

Name	WELLS FARGO BK NW NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,406.00 (+25.17%)	$371,100 (+3.37%) Land $124,700 Building $246,400	$371,100 (+3.37%) Land $124,700 Building $246,400
2025		$359,000 (+10.06%) Land $116,800 Building $242,200	$359,000 (+10.06%) Land $116,800 Building $242,200
2024	$5,118.00 (+23.44%)	$326,200 (-) Land $104,900 Building $221,300	$326,200 (-) Land $104,900 Building $221,300
2023	$4,146.00	$326,200 Land $104,900 Building $221,300	$326,200 Land $104,900 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1998–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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