Clay County property record for 411 4th Ave S, Moorhead, MN 56560 · Last verified April 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 0.18 acres (7,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Jan 2018) |
| Tax Bill | $6,160 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.848.0620 |
| Primary APN | 58.848.0620 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 7,992 sqft (0.18 acres) |
| Street Address | 411 4TH AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2624 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SUBDIVISIONNAME WHITES 2ND ADD LOT 013 BLOCK 007 SUBDIVISIONCD 58848 E 67' OF LOTS 13-16 BLK 7 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | WHITES 2ND ADD |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 20300 |
Source: Clay County records · APN 58.848.0620
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1732 1/2 37TH AVE S, FARGO, ND 58104 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Mar 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/ND |
| Jan 02, 2018 | Warranty Deed, Transfer · Conventional with PMI FIRST ST BK/ND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2018 · Amount on Record |
| Deed Sale | Jan 02, 2018 · Amount on Record |
| Deed Document Number | 2018776237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 411 4TH AVE S, MOORHEAD, MN 56560-2644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000815807 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 815807 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 13, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 411 4TH AVE S, MOORHEAD, MN 56560-2644 |
| Document Number | 0000778289 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | TITLE COMPANY/FARGO |
| Name | Verified Name |
|---|---|
| Address | 3305 GRAND AVE S MINNEAPOLIS MN 554083736, MINNEAPOLIS, MN 55408-3736 |
| Document Number | 0000778289 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 778289 |
| Name | FIRST ST BK/ND |
|---|---|
| Type | Bank |
| Address | CASSELTON, ND 58012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 28, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jan 02, 2018 |
| Property Address | 411 4TH AVE S, MOORHEAD, MN 56560-2644 |
| Document Number | 0000776237 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 776237 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2018 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 4TH AVE S MOORHEAD MN 565602644, MOORHEAD, MN 56560-2644 |
| Document Number | 776238 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 776238 |
| Name | FIRST ST BK/ND |
|---|---|
| Type | Bank |
| Address | CASSELTON, ND 58012 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jan 01, 2025 |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,160.00 (+19.75%) | ||
| 2025 | $288,700 (+3.77%) Land $44,100 Building $244,600 | $288,700 (+3.77%) Land $44,100 Building $244,600 | |
| 2023 | $5,144.00 | $278,200 Land $44,100 Building $234,100 | $278,200 Land $44,100 Building $234,100 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2011) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2011, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 11% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 350 |
| Cable One | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Park Region Mutual Telephone Company, Midcontinent Communications, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures