411 2nd St, Elgin, OK 73538 Property Records

Comanche County property record for 411 2nd St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 1945
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$36,576 (Nov 2017)
Tax Bill	$952 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-055-0016`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-055-0016`
Alternative APNs	`050000-0550016-00000` `160012797` `12797`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Porch	Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12797
Old Parcel Number	160012797
Street Address	411 2ND ST
City	ELGIN
State	OK
Zip	73538-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 55 LOTS 16-19
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	55
Legal Lot Number	16-19 17
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1060
Census Tract	2101

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 596, FLETCHER, OK 73541-0596
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOVEREIGN BANK
Nov 2, 2017	Warranty Deed, Transfer AMERICAN EAGLE TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	2017-016628
Deed Book / Page	7930 / 311
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	411 2ND ST, ELGIN, OK 73538-9106
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E NORTH DR, FLETCHER, OK 73541-1030

Mortgage

Document Number	010096/289
Date	Feb 2, 2026
Book Page	10096/289
Instrument	2026-001401

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	LAWTON, OK 73505

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 16, 2027

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Nov 2, 2017
Property Address	411 2ND ST, ELGIN, OK 73538-9106
Document Number	007930/311
Book / Page	7930 / 311
Instrument Date	Oct 23, 2017
Instrument	2017-016628
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00	$9,411 (-) Land $2,421 Building $6,990	$117,066 (+1.09%) Land $26,000 Building $91,066
2024	$952.00 (+6.73%)	$9,411 (+10.24%) Land $2,424 Building $6,987	$115,802 (+52.61%) Land $30,000 Building $85,802
2023	$892.00	$8,537 Land $2,194 Building $6,343	$75,880 Land $19,500 Building $56,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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