411 14th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 411 14th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Lot Size	0.227 acres (9,918 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Jul 2016 Mortgage Sep 2005 Mortgage + 2 more
APN	`39190100008000`

Property Details

APN / Parcel Number

Primary APN	`39190100008000`

Exterior

Lot Area	9,918 sqft (0.227 acres)

Location & Zoning

Street Address	411 14TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SHAMROCK ADDITION
Legal Subdivision	SHAMROCK ADDITION
Legal Lot Number	9
Jurisdiction	RAMSEY ND
Township / Civil Division	DEVILS LAKE
Census Block Group	3
Census Block	3031
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 14TH ST NE, DEVILS LAKE, ND 58301-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2016	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Sep 21, 2005	Deed of Trust, Mortgage GATE CITY BANK
May 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Nov 4, 2011	Deed of Trust, Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	411 14TH ST NE, DEVILS LAKE, ND 58301-1807
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265536
Date	Jul 1, 2016
Instrument	265536

Lender

Name	GATE CITY BANK
Type	Bank
Address	DEVILS LAKE, ND 58301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 10, 2031

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	411 14TH ST NE, DEVILS LAKE, ND 58301-1807
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000236029
Date	Sep 21, 2005
Instrument	236029

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2025

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	411 14TH ST NE, DEVILS LAKE, ND 58301-1807
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245799
Date	May 11, 2009
Instrument	245799

Lender

Name	GATE CITY BANK
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2024

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	411 14TH ST NE, DEVILS LAKE, ND 58301-1807
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252456
Date	Nov 4, 2011
Instrument	252456

Lender

Name	GATE CITY BANK
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 10, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
Municipality	Devils Lake City
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-31.18%)	$121,250 (+23.98%) Land $8,050 Building $113,200	$242,500 (+23.98%) Land $16,100 Building $226,400
2024	$3,801.00 (+28.63%)
2023	$2,955.00	$97,800 Land $7,350 Building $90,450	$195,600 Land $14,700 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1995–2009)
Claims Outside the SFHA	6 of 16
Most Recent Claim	May 2009 · Severe Storms And Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 6 claims Severe Storms,flooding, & Ice Jams, May 1996 · 5 claims Severe Storms, Flooding, And Ground Saturation, Jun 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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