41097 Prospect Ct, Indio, CA 92203 Property Records

Riverside County property record for 41097 Prospect Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,969 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$7,184 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-120-038`

Property Details

APN / Parcel Number

Primary APN	`692-120-038`
Alternative APN	`679890038`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,969 sqft Living Area
Gross Area	3,464 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	679890038
Street Address	41097 PROSPECT CT
City	INDIO
State	CA
Zip	92203-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	.22 ACRES M/L IN LOT 79 MB 395/001 TR 30643 AMEND
Legal Subdivision	AMENDED TRACT NO 30643
Legal Tract	30643
Legal Lot Number	79
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3002
Census Tract	45305

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41097 PROSPECT CT, INDIO, CA 92203-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016
Deed Sale	Apr 29, 2016
Prior Sale	Jul 27, 2015
Deed Document Number	2016171173
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	0000171173
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 14, 2022
Property Address	41097 PROSPECT CT, INDIO, CA 92203-3225
Document Number	0000073913
Map Reference	MB 395 PG 1-11
Instrument Date	Sep 2, 2021
Instrument	2022-0073913
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41097 PROSPECT CT, INDIO, CA 92203-3225

Mortgage

Document Number	0000073914
Date	Feb 14, 2022
Instrument	2022-0073914

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,416 (+2%) Land $39,394 Building $294,022
2025	$7,184.00 (+7.84%)	$326,879 (+4.04%) Land $38,622 Building $288,257
2023	$6,662.00 (+2.63%)	$314,187 Land $37,123 Building $277,064
2022	$6,491.00
2021			$457,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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