41095 Chaparral Dr, Temecula, CA 92592 Property Records

Riverside County property record for 41095 Chaparral Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.25 ba · 4,286 sqft · built 2024
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Jan 2022)
Tax Bill	$28,359 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`927-250-017`

Property Details

APN / Parcel Number

Primary APN	`927-250-017`
Alternative APN	`205508024`

Interior

Bedrooms	2 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,286 sqft Living Area
Gross Area	9,472 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Tile
Lot Area	169,013 sqft
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	205508024
Street Address	41095 CHAPARRAL DR
City	TEMECULA
State	CA
Zip	92592-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2.5
Legal Description	3.88 ACRES IN LOT 24 MB 068/053 TR 4240
Legal Subdivision	TRACT NO. 4240
Legal Tract	4240
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1051
Census Tract	43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	32653 HUPA DR, TEMECULA, CA 92592-1487
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Apr 21, 2022	Intrafamily Transfer, Transfer · Construction Mortgage BANNER BANK
Jan 11, 2022	Grant Deed, Transfer · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	202216770
Last Transfer Date	Apr 18, 2022
Transfer Doc	0000189181
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 16, 2026
Property Address	41095 CHAPARRAL DR, TEMECULA, CA 92592-8909
Document Number	0000222155
Instrument Date	Jul 2, 2026
Instrument	2026222155
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	41095 CHAPARRAL DR, TEMECULA, CA 92592-8909

Mortgage

Document Number	0000222155,
Date	Jul 16, 2026
Instrument	2026222155

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 21, 2022
Property Address	41095 CHAPARRAL DR, TEMECULA, CA 92592-8909
Document Number	0000189181
Map Reference	MB 68 PG 53-67
Instrument Date	Apr 18, 2022
Instrument	2022-0189181
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32653 HUPA DR, TEMECULA, CA 92592-1487

Mortgage

Document Number	0000189182
Date	Apr 21, 2022
Instrument	2022-0189182

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 11, 2022
Property Address	41095 CHAPARRAL DR, TEMECULA, CA 92592-8909
Document Number	0000016770
Map Reference	MB 68 PG 53-67
Instrument Date	Dec 23, 2021
Instrument	2022-0016770
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32653 HUPA DR, TEMECULA, CA 92592-1487

Mortgage

Document Number	0000016771
Date	Jan 11, 2022
Instrument	2022-0016771

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,820,598 (+362.25%) Land $378,850 Building $2,441,748
2025	$28,359.00 (+293.49%)	$610,193 (+4.04%) Land $371,422 Building $238,771
2023	$7,207.00 (+182.3%)	$586,500 Land $357,000 Building $229,500
2022	$2,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 67% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15
Frontier DSL	70 / 3

May also be available: AT&T, Verizon.

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