41093 River Rd, Cloverdale, CA 95425 Property Records

Sonoma County property record for 41093 River Rd, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,819 sqft · built 2007
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Company Names on Record
Last Sale	$793,000 (Aug 2017)
Tax Bill	$10,880 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`115-180-014-000`

Property Details

APN / Parcel Number

Primary APN	`115-180-014-000`
Alternative APN	`115-180-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,819 sqft Living Area
1st Floor Area	2,819 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	888 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	115-180-014
Street Address	41093 RIVER RD
City	CLOVERDALE
State	CA
Zip	95425-9525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LIA20
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	RANCHO MUSALACON
Legal Block	2
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	2
Census Block	2000
Census Tract	154201

Owner

Source: Sonoma County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Intrafamily Transfer, Transfer
Mar 6, 2024	Intrafamily Transfer, Transfer
Dec 21, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE CO
Aug 24, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Aug 24, 2017	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2017 · Amount on Record
Deed Sale	Aug 24, 2017 · Amount on Record
Prior Sale	Jan 16, 2013 · Amount on Record
Deed Document Number	201766142
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000009698
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 6, 2024
Property Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Document Number	0000009698
Instrument Date	Feb 14, 2024
Instrument	2024009698
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Mar 6, 2024
Property Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Document Number	0000009697
Instrument Date	Feb 14, 2024
Instrument	2024009697
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 21, 2021
Property Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Document Number	0000137768
Instrument Date	Oct 15, 2021
Instrument	2021137768
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 24, 2017
Property Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Document Number	0000066144
Instrument Date	Aug 22, 2017
Instrument	66144
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	41093 RIVER RD CLOVERDALE CA 954259525, CLOVERDALE, CA 95425-9525

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 24, 2017
Property Address	41093 RIVER RD, CLOVERDALE, CA 95425-9525
Document Number	0000066142
Instrument Date	Aug 21, 2017
Instrument	66142
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41093 RIVER RD CLOVERDALE CA 954259525, CLOVERDALE, CA 95425-9525

Mortgage

Document Number	66143
Date	Aug 24, 2017
Instrument	66143

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,880.00 (+2.53%) Homeowner's exemption	$958,070 (+4.04%) Land $398,238 Building $559,832
2023	$10,612.00 (+1.7%) Homeowner's exemption	$920,869 Land $382,775 Building $538,094
2022	$10,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	13 (1983–2019)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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