4109 Warda Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4109 Warda Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1945
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jul 2017)
Tax Bill	$923 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-015-022-000`

Property Details

APN / Parcel Number

Primary APN	`045-015-022-000`
Alternative APNs	`0451522000` `0451522`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,196 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
View / Lot	Irregular Lot
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Storm Sewer

Location & Zoning

Street Address	4109 WARDA AVE
City	KEYES
State	CA
Zip	95328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WARDA
Legal Block	3
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3018
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 904, KEYES, CA 95328-0904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY FIRST CU
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Jul 31, 2017	Grant Deed, Transfer VANCE W JR SHAW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	201755263
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	0000055263
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4109 WARDA AVE, KEYES, CA 95328
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 WARDA AVE, KEYES, CA 95328

Mortgage

Document Number	0000001206
Date	Jan 12, 2026
Instrument	2026-0001206

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4109 WARDA AVE, KEYES, CA 95328
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 WARDA AVE, KEYES, CA 95328

Mortgage

Document Number	0000047592
Date	May 18, 2021
Instrument	2021-0047592

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4109 WARDA AVE, KEYES, CA 95328
Document Number	0000037618
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 904 KEYES CA 953280904, KEYES, CA 95328-0904

Mortgage

Document Number	0000037618
Date	Jun 2, 2020
Instrument	37618

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4109 WARDA AVE, KEYES, CA 95328
Document Number	0000034249
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 904 KEYES CA 953280904, KEYES, CA 95328-0904

Mortgage

Document Number	0000034249
Date	May 30, 2019
Instrument	34249

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2029

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 31, 2017
Property Address	4109 WARDA AVE, KEYES, CA 95328
Document Number	0000055263
Instrument Date	Jul 25, 2017
Instrument	55263
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 WARDA AVE KEYES CA 95328, KEYES, CA 95328

Mortgage

Document Number	55264
Date	Jul 31, 2017
Instrument	55264

Lender

Name	VANCE W JR SHAW
Address	9371 SHAFFER RD, WINTON, CA 95388-9736
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$923.00 (+4.18%) Homeowner's exemption	$60,760 (+2%) Land $9,290 Building $51,470
2025	$886.00 (+5.6%) Homeowner's exemption	$59,569 (+4.04%) Land $9,108 Building $50,461
2023	$839.00 (+2.57%) Homeowner's exemption	$57,257 Land $8,755 Building $48,502
2022	$818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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