4109 Vega Loop, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 4109 Vega Loop, Shingle Springs, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,127 sqft · built 1998
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Nov 2018)
Tax Bill	$11,776 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090-482-005-000`

Property Details

APN / Parcel Number

Primary APN	`090-482-005-000`
Alternative APNs	`09048205100` `0904820510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	4,127 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	51,401 sqft
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Patio Area	4,127 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4109 VEGA LOOP
City	SHINGLE SPRINGS
State	CA
Zip	95682-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	L 76 HACIENDADEESTRELLAS3
Legal Subdivision	HACIENDADEESTRELLAS3
Legal Lot Number	76
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2001
Census Tract	30804

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 30, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Jun 30, 2009 · Amount on Record
Deed Document Number	201845856
Prior Transfer Date	Dec 7, 2004
Prior Transfer Doc	0000102563
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021

Mortgage

Document Number	0000073110
Date	Nov 29, 2021
Instrument	2021-0073110

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021

Mortgage

Document Number	0000024253
Date	Apr 7, 2021
Instrument	2021-0024253

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 30, 2018
Property Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021
Document Number	0000045856
Map Reference	MB H PG 116
Instrument Date	Nov 28, 2018
Instrument	2018-0045856
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4109 VEGA LOOP, SHINGLE SPRINGS, CA 95682-5021

Mortgage

Document Number	0000045857
Date	Nov 30, 2018
Instrument	2018-0045857

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,144,452 (+2.59%) Land $96,712 Building $1,047,740
2025	$11,776.00 (+4.21%)	$1,115,513 (+4.04%) Land $94,816 Building $1,020,697
2023	$11,300.00 (+1.54%)	$1,072,198 Land $91,135 Building $981,063
2022	$11,129.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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