4109 Snapper Ave, Milton, FL 32583 Property Records

Santa Rosa County property record for 4109 Snapper Ave, Milton, FL 32583 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage2,580 sqft Living Area
Lot Size12,720 sqft (0.292 acres)
GarageAttached, 1,596 sqft
Last Sale$627,500 (2025)
Tax Bill$2,375.00 (2024)

Owner

Source: Santa Rosa County records · APN 24-1N-28-0390-00100-0190

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1346 FISHING CREEK RD, ANNAPOLIS, MD 21403-4717
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MORTGAGE LTD
May 01, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2025 · Amount on Record
Deed SaleMar 05, 2025 · Amount on Record
Deed Doc Number20259204
Deed Book / Page4592 / 346
Prior Transfer DateApr 27, 2023
Prior Transfer Doc0043900614
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4109 SNAPPER AVE, MILTON, FL 32583-8530
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 SNAPPER AVE, MILTON, FL 32583-8530

Mortgage

Document Number0046910157
DateDec 19, 2025
Book Page4691/157
Instrument202559292
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMay 01, 2023
Property Address4109 SNAPPER AVE, MILTON, FL 32583-8530
Document Number0043900614
Book / Page4390 / 614
Map ReferenceMB B PG 72
Instrument DateApr 27, 2023
Instrument202318698
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 SNAPPER AVE, MILTON, FL 32583-8530

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$239,227 (+2.9%)$343,002 (+13.67%) Land $53,962 Building $289,040
2024$2,375.00 (+1.8%) Homeowner's exemption$232,485 (+3%)$301,764 (+1.13%) Land $53,962 Building $247,802
2023$2,333.00 (+2.37%) Homeowner's exemption$225,714 (+3%)$298,390 (+0.38%) Land $53,962 Building $244,428
2022$2,279.00 Homeowner's exemption$219,140$297,274 Land $53,962 Building $243,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN24-1N-28-0390-00100-0190
Alternative APN
  • N281240390001000190

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,580 sqft Living Area
Gross Area6,330 sqft Gross Area
1st Floor2,580 sqft 1st Floor
Upper Floors944 sqft Upper Floors
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area12,720 sqft (0.292 acres)
Depth X Width170 ft x 75 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area1,596 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area392 sqft Patio
Porch Area817 sqft Porch
ViewBay View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4109 SNAPPER AVE
CityMILTON
StateFL
Zip32583-8530
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLACKWATER BAY LOT 19 & N 1/2 OF LOT 20 BLK 1 AS DES IN OR 4592 PG 346
Legal Range28W
Legal Township1N
Legal Section24
Legal SubdivisionBLACKWATER BAY SUB
Legal Block1
Legal Lot Number19
JurisdictionSANTA ROSA FL
Minor Civil DivisionEAST MILTON
Census Blockgroup4
Census Block4016
Census Tract10809

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