Emmet County property record for 4109 Pointe Dr, Carp Lake, MI 49718 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.707 acres (30,798 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,809 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-03-29-151-019 |
| Primary APN | 15-03-29-151-019 |
|---|
| Lot Area | 30,798 sqft (0.707 acres) |
|---|
| Street Address | 4109 POINTE DR |
|---|---|
| City | CARP LAKE |
| State | MI |
| Zip | 49718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF MACKINAW SHORES #1, LOTS 122 & 123. SECTION 29, T39N, R4W |
| Legal Range | 04W |
| Legal Township | 39N |
| Legal Section | 29 |
| Legal Subdivision | MACKINAW SHORES NO 1 |
| Legal Lot Number | 122-123 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | WAWATAM |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 970100 |
Source: Emmet County records · APN 15-03-29-151-019
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 FENNER RD, OVID, MI 48866-9546 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 04, 2008 |
| Transfer Doc | 001105/460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 28, 2020 |
| Property Address | 4109 POINTE DR, CARP LAKE, MI 49718-9722 |
| Document Number | 1219/661 |
| Book / Page | 1219 / 661 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 5172604 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 FENNER RD, OVID, MI 48866-9546 |
| Document Number | 5172605 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 5172605 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 01, 2031 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Wawatam Township |
| Unified School District | Pellston Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,200 (+16.82%) Land $604,200 | $1,208,400 (+16.82%) Land $1,208,400 | |
| 2025 | $517,200 (+23.35%) Land $517,200 | $1,034,400 (+23.35%) Land $1,034,400 | |
| 2024 | $17,809.00 | ||
| 2023 | $419,300 Land $419,300 | $838,600 Land $838,600 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022, other causes |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Great Lakes Energy Connections | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE (outdoors only), no 5G reported
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