4109 Mill Stream Rd, Virginia Beach, VA 23452 Property Records

Virginia Beach City property record for 4109 Mill Stream Rd, Virginia Beach, VA 23452

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,866 sqft · built 1974
Lot Size0.212 acres (9,272 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Sep 2025)
Tax Bill$3,298 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
APN1486-09-1465

Property Details

APN / Parcel Number

Primary APN1486-09-1465
Alternative APN
  • 14860914650000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,866 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1974
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,272 sqft
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address4109 MILL STREAM RD
CityVIRGINIA BEACH
StateVA
Zip23452-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionWINDSOR OAKS WEST SEC 3 PT 3 LOT 10 BLK G
Legal Section05
Legal SubdivisionWINDSOR OAKS WEST
Legal BlockG
Legal Lot Number10
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group2
Census Block2002
Census Tract45801

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4109 MILL STREAM RD, VIRGINIA BEACH, VA 23452-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleMay 9, 2002 · Amount on Record
Deed Document Number202503036956
Record UpdatedJun 8, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateSep 10, 2025
Property Address4109 MILL STREAM RD, VIRGINIA BEACH, VA 23452-1112
Document Number0000006956
Map ReferenceMB 91 PG 36
Instrument DateAug 7, 2025
Instrument202503036956
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 MILL STREAM RD, VIRGINIA BEACH, VA 23452-1112

Mortgage

Document Number0000006957
DateSep 10, 2025
Instrument202503036957
Lender
NameGMFS LLC
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,298.00 (+5.1%)$340,000 (+7.26%) Land $135,000 Building $205,000$340,000 (+7.26%) Land $135,000 Building $205,000
2023$3,138.00$317,000 Land $120,000 Building $197,000$317,000 Land $120,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims38 (1999–2017)
Claims Outside the SFHA15 of 38
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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